663 Lincoln Ave, Elgin, IL 60120 Property Records

Kane County property record for 663 Lincoln Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 876 sqft · built 1900
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-427-003`

Property Details

APN / Parcel Number

Primary APN	`06-12-427-003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
Gross Area	1,452 sqft
1st Floor Area	876 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	663 LINCOLN AVE
City	ELGIN
State	IL
Zip	60120-3919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOWS ADDN LOT 8 BLOCK 20
Legal Subdivision	LUDLOWS ADDN
Legal Block	20
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3028
Census Tract	850800

Owner

663 Lincoln Ave is owned and occupied by an individual who acquired it in January 2022.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	663 LINCOLN AVE, ELGIN, IL 60120-3919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2009
Deed Sale	Jun 23, 2009
Prior Sale	Jun 22, 2004 · Amount on File
Deed Document Number	200947667
Last Transfer Date	Jan 10, 2022
Transfer Doc	0000002867
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 14, 2022
Property Address	663 LINCOLN AVE, ELGIN, IL 60120-3919
Document Number	0000002867
Instrument Date	Jan 10, 2022
Instrument	2022K002867
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	BETTER SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 LINCOLN AVE, ELGIN, IL 60120-3919

Mortgage

Document Number	0000002868
Date	Jan 14, 2022
Instrument	2022K002868

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	663 LINCOLN AVE, ELGIN, IL 60120-3919
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039322
Date	May 20, 2021
Instrument	2021K039322

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 663 Lincoln Ave was $4,340 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,340.00 Homeowner's exemption	$64,890 (+8.57%) Land $15,923 Building $48,967	$194,748 (+8.57%) Land $47,788 Building $146,960
2024		$59,768 Land $14,666 Building $45,102	$179,376 Land $44,016 Building $135,360
2022	$3,748.00 (+4.96%) Homeowner's exemption	$49,235 (+6.96%) Land $12,082 Building $37,153	$147,705 (+6.96%) Land $36,246 Building $111,459
2021	$3,571.00 Homeowner's exemption	$46,031 Land $11,296 Building $34,735	$138,093 Land $33,888 Building $104,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 663 Lincoln Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 663 Lincoln Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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