671 Lincoln Ave, Elgin, IL 60120 Property Records

Kane County property record for 671 Lincoln Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1963
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Mar 2005)
Tax Bill	$5,711 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Aug 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-427-005`

Property Details

APN / Parcel Number

Primary APN	`06-12-427-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	671 LINCOLN AVE
City	ELGIN
State	IL
Zip	60120-3919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOWS ADDN LOT 6 BLOCK 20
Legal Subdivision	LUDLOWS ADDN
Legal Block	20
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3028
Census Tract	850800

Owner

671 Lincoln Ave is owned and occupied by two individuals who acquired it in August 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	671 LINCOLN AVE, ELGIN, IL 60120-3919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage KANE COUNTY TEACHERS CU
Oct 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2005 · Amount on File
Deed Sale	Mar 10, 2005 · Amount on File
Prior Sale	Jan 27, 1997 · Amount on File
Deed Document Number	200526808
Last Transfer Date	Aug 24, 2018
Transfer Doc	0000050637
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	671 LINCOLN AVE, ELGIN, IL 60120-3919
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015028
Date	Feb 25, 2021
Instrument	2021K015028

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 24, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	671 LINCOLN AVE, ELGIN, IL 60120-3919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039013
Date	Aug 10, 2018
Instrument	2018K039013

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 9, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	671 LINCOLN AVE, ELGIN, IL 60120-3919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075364
Date	Dec 4, 2020
Instrument	2020K075364

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Oct 16, 2018
Property Address	671 LINCOLN AVE, ELGIN, IL 60120-3919
Document Number	0000050637
Instrument Date	Aug 24, 2018
Instrument	50637
Transaction Type	Transfer
Record Updated	Oct 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	671 LINCOLN AVE ELGIN IL 601203919, ELGIN, IL 60120-3919

Tax Assessment & Valuation

The 2025 property tax bill for 671 Lincoln Ave was $5,711 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,711.00 Homeowner's exemption	$82,871 (+8.57%) Land $15,923 Building $66,948	$248,712 (+8.57%) Land $47,788 Building $200,924
2024		$76,329 Land $14,666 Building $61,663	$229,079 Land $44,016 Building $185,063
2022	$4,931.00 (+4.71%) Homeowner's exemption	$62,878 (+6.96%) Land $12,082 Building $50,796	$188,634 (+6.96%) Land $36,246 Building $152,388
2021	$4,709.00 Homeowner's exemption	$58,787 Land $11,296 Building $47,491	$176,361 Land $33,888 Building $142,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 671 Lincoln Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 671 Lincoln Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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