Kane County property record for 641 Lincoln Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 795 sqft · built 1930 |
| Lot Size | 0.145 acres (6,336 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Sep 2019) |
| Tax Bill | $3,936 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-426-010 |
| Primary APN | 06-12-426-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 795 sqft Living Area |
| Gross Area | 1,365 sqft |
| 1st Floor Area | 795 sqft |
| Basement Area | 570 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,336 sqft (0.145 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 641 LINCOLN AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOWS ADDN LOT 2 BLOCK 21 |
| Legal Subdivision | LUDLOWS ADDN |
| Legal Block | 21 |
| Legal Lot Number | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 850800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 641 LINCOLN AVE, ELGIN, IL 60120-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2019 · Amount on Record |
| Deed Sale | Sep 24, 2019 · Amount on Record |
| Prior Sale | Nov 30, 2015 · Amount on Record |
| Deed Document Number | 201944705 |
| Prior Transfer Date | Jul 20, 2012 |
| Prior Transfer Doc | 0000057563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 24, 2019 |
| Property Address | 641 LINCOLN AVE, ELGIN, IL 60120-3919 |
| Document Number | 0000044705 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 2019K044705 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | SATURN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 LINCOLN AVE, ELGIN, IL 60120-3919 |
| Document Number | 0000044707 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 2019K044707 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,936.00 (+17.18%) Homeowner's exemption | $59,601 (+8.57%) Land $15,287 Building $44,314 | $178,875 (+8.57%) Land $45,879 Building $132,995 |
| 2024 | $54,896 (+21.39%) Land $14,080 Building $40,816 | $164,754 (+21.44%) Land $42,257 Building $122,497 | |
| 2022 | $3,359.00 (+5.1%) Homeowner's exemption | $45,221 (+6.96%) Land $11,598 Building $33,623 | $135,663 (+6.96%) Land $34,794 Building $100,869 |
| 2021 | $3,196.00 Homeowner's exemption | $42,278 Land $10,843 Building $31,435 | $126,834 Land $32,529 Building $94,305 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2007–2008) |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures