663 Chestnut Point Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 663 Chestnut Point Rd, Lancaster, VA 22503

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,985 sqft · built 1985
Lot Size1.17 acres (50,965 sqft)
OwnerIndividual Name on File
Last Sale$237,750 (May 2023)
Tax Bill$14 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25 23C

Property Details

APN / Parcel Number

Primary APN25 23C
Alternative APN
  • 6273

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,985 sqft Living Area
Gross Area4,748 sqft
1st Floor Area1,985 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area50,965 sqft (1.17 acres)
Garage TypeCarport
Garage Area462 sqft
CarportCarport
Carport Area462 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area288 sqft
Shed1 Shed
Shed Area48 sqft
Canopy462 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number6273
Street Address663 CHESTNUT POINT RD
CityLANCASTER
StateVA
Zip22503-3905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal DescriptionPAYNES CREEK 1.17 AC LR23/844
Legal SubdivisionPAYNES CREEK
JurisdictionLANCASTER VA
Township / Civil Division1
Census Block Group4
Census Block4011
Census Tract30100

Owner

Source: Lancaster County assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address663 CHESTNUT POINT RD, LANCASTER, VA 22503-3905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2023 · Amount on Record
Deed SaleMay 16, 2023 · Amount on Record
Deed Document Number2023844
Record UpdatedJun 8, 2026

May 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLANCASTER VA
Recording DateMay 16, 2023
Property Address663 CHESTNUT POINT RD, LANCASTER, VA 22503-3905
Document Number0230000844
Instrument DateMay 4, 2023
Instrument230000844
Transaction TypeTransfer
Record UpdatedJun 14, 2023
Title CompanyQUALITY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address663 CHESTNUT POINT RD, LANCASTER, VA 22503-3905

Mortgage

Document Number0230000846
DateMay 16, 2023
Instrument230000846
Lender
NameWATERSTONE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14.00 (-98.65%)$270,900 (+64.68%) Land $15,000 Building $255,900$270,900 (+64.68%) Land $15,000 Building $255,900
2023$1,036.00$164,500 Land $15,000 Building $149,500$164,500 Land $15,000 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Nearby Flood Policies47 in force
Nearby Flood Claims28 (1998–2018)
Claims Outside the SFHA4 of 28
Most Recent ClaimNov 2018 · other causes
Claims by Event
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims
  • Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Virginia Everywhere
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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