Lancaster County property record for 106 Chestnut Point Rd, Lancaster, VA 22503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1963 |
| Lot Size | 0.464 acres (20,212 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jan 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 25 18C |
| Primary APN | 25 18C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,064 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,212 sqft (0.464 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6262 |
|---|---|
| Street Address | 106 CHESTNUT POINT RD |
| City | LANCASTER |
| State | VA |
| Zip | 22503-3903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | OTTOMAN .464 AC LR22/189 |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 30100 |
Source: Lancaster County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 106 CHESTNUT POINT RD, LANCASTER, VA 22503-3903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 20, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Refinance NEW AMERICAN FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 24, 2025 |
| Transfer Doc | 0000000687 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 106 CHESTNUT POINT RD, LANCASTER, VA 22503-3903 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230000445 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 230000445 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Jan 20, 2022 |
| Property Address | 106 CHESTNUT POINT RD, LANCASTER, VA 22503-3903 |
| Document Number | 0220000189 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 220000189 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 CHESTNUT POINT RD, LANCASTER, VA 22503-3903 |
| Document Number | 0220000190 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 220000190 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Rate Type | Fixed Rate |
|---|
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6.00 (-98.63%) | $124,200 (+78.45%) Land $12,000 Building $112,200 | $124,200 (+78.45%) Land $12,000 Building $112,200 |
| 2023 | $438.00 | $69,600 Land $12,000 Building $57,600 | $69,600 Land $12,000 Building $57,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 28 (1998–2018) |
| Claims Outside the SFHA | 4 of 28 |
| Most Recent Claim | Nov 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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