453 Chestnut Point Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 453 Chestnut Point Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,009 sqft · built 1927
Lot Size	12 acres (526,858 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Sep 2020)
Tax Bill	$10 (2025)
Deeds & Mortgages	Sep 2020 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25 23`

Property Details

APN / Parcel Number

Primary APN	`25 23`
Alternative APN	`6271`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,009 sqft Living Area
Gross Area	1,432 sqft
1st Floor Area	1,009 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1959
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	526,858 sqft (12 acres)

Exterior Amenities

Porch	Patio
Porch Area	144 sqft
Patio Area	324 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6271
Street Address	453 CHESTNUT POINT RD
City	LANCASTER
State	VA
Zip	22503-3904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	PAYNES CREEK 12.095 AC LR20/1905 PB3/33
Legal Subdivision	PAYNES CREEK
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4011
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	453 CHESTNUT POINT RD, LANCASTER, VA 22503-3904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Warranty Deed, Transfer JPO TITLE ASSOCIATES INC, TITLE ASSOCIATES INC
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	20201966
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Sep 11, 2020
Property Address	453 CHESTNUT POINT RD, LANCASTER, VA 22503-3904
Document Number	200001966
Instrument Date	Sep 4, 2020
Instrument	200001966
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	JPO TITLE ASSOCIATES INC, TITLE ASSOCIATES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S WEST ST, ALEXANDRIA, VA 22314-2824

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Sep 8, 2020
Property Address	453 CHESTNUT POINT RD, LANCASTER, VA 22503-3904
Document Number	200001905
Instrument Date	Aug 4, 2020
Instrument	200001905
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	463 CRESTNUT POINT RD, LANCASTER, VA 22503-3904

Mortgage

Document Number	200001906
Date	Sep 8, 2020
Instrument	200001906

Lender

Name	HOMESPIRE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10.00 (-98.89%)	$184,600 (+28.64%) Land $51,400 Building $133,200	$184,600 (+28.64%) Land $51,400 Building $133,200
2023	$904.00	$143,500 Land $51,400 Building $92,100	$143,500 Land $51,400 Building $92,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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