663 Cayuga Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 663 Cayuga Dr, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,513 sqft · built 1986
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (Mar 2021)
Tax Bill$7,404 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN08-21-31-5HS-0000-0840

Property Details

APN / Parcel Number

Primary APN08-21-31-5HS-0000-0840
Alternative APN
  • 2131085HS00000840

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,513 sqft Living Area
Gross Area3,061 sqft
1st Floor Area2,513 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Garage TypeAttached
Garage Area548 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area521 sqft
Patio Area746 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address663 CAYUGA DR
CityWINTER SPRINGS
StateFL
Zip32708-5604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 84 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24
Legal Range31E
Legal Township21S
Legal Section08
Legal SubdivisionTUSCAWILLA UNIT 14A
Legal Tract5HS
Legal Lot Number84
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3001
Census Tract21313

Owner

Source: Seminole County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address663 CAYUGA DR, WINTER SPRINGS, FL 32708-5604
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
Jun 8, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2021 · Amount on Record
Deed SaleMar 26, 2021 · Amount on Record
Prior SaleAug 1, 1994 · Amount on Record
Deed Document Number202139138
Deed Book / Page9883 / 65
Last Transfer DateJun 11, 2024
Transfer Doc0106440932
Record UpdatedSep 20, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionSEMINOLE FL
Recording DateMar 26, 2021
Property Address663 CAYUGA DR, WINTER SPRINGS, FL 32708-5604
Document Number0098830065
Book / Page9883 / 65
Map ReferenceMB 32 PG 21
Instrument DateMar 12, 2021
Instrument2021039138
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,535.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address663 CAYUGA DR, WINTER SPRINGS, FL 32708-5604

Mortgage

Document Number0000988367
DateMar 26, 2021
Instrument9883/67
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateJun 8, 2018
Property Address663 CAYUGA DR, WINTER SPRINGS, FL 32708-5604
Document Number0091490191
Book / Page009149 / 000191
Instrument DateJun 6, 2018
Instrument65534
Transaction TypeTransfer
Record UpdatedJul 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address663 CAYUGA DR WINTER SPRINGS FL 327085604, WINTER SPRINGS, FL 32708-5604

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,404.00 (+10.52%)$487,658 (+5.99%)$594,631 (+14.52%) Land $150,000 Building $444,631
2023$6,699.00 (+2.7%) Homeowner's exemption$460,111 (+3%)$519,249 (+8.59%) Land $140,000 Building $379,249
2022$6,523.00 Homeowner's exemption$446,710$478,163 Land $120,000 Building $358,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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