661 Cayuga Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 661 Cayuga Dr, Winter Springs, FL 32708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,350 sqft · built 1986
Lot Size	0.334 acres (14,563 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Aug 2019)
Tax Bill	$5,947 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-31-5HS-0000-0850`

Property Details

APN / Parcel Number

Primary APN	`08-21-31-5HS-0000-0850`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,350 sqft Living Area
1st Floor Area	2,350 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	14,563 sqft
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	411 sqft
Patio Area	681 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	661 CAYUGA DR
City	WINTER SPRINGS
State	FL
Zip	32708-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 85 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24
Legal Range	31E
Legal Township	21S
Legal Section	08
Legal Subdivision	TUSCAWILLA
Legal Lot Number	85
Legal Unit	14
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3001
Census Tract	21313

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	661 CAYUGA DR, WINTER SPGS, FL 32708-5604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	May 22, 2007 · Amount on Record
Deed Document Number	0009425206
Deed Book / Page	9425 / 206
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 28, 2019
Property Address	661 CAYUGA DR, WINTER SPRINGS, FL 32708-5604
Document Number	0094250206
Book / Page	009425 / 000206
Instrument Date	Aug 20, 2019
Instrument	93362
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	661 CAYUGA DR WINTER SPRINGS FL 327085604, WINTER SPRINGS, FL 32708-5604

Mortgage

Document Number	94250207
Date	Aug 28, 2019
Book Page	009425/000207
Instrument	93363

Lender

Name	CHRISTIAN CMNTY CU
Type	Credit Union
Address	SAN DIMAS, CA 91773

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,947.00 (+10.5%) Homeowner's exemption	$398,219 (+5.99%)	$573,060 (+14.06%) Land $150,000 Building $423,060
2023	$5,382.00 (+2.79%) Homeowner's exemption	$375,724 (+3%)	$502,425 (+8.58%) Land $140,000 Building $362,425
2022	$5,236.00 Homeowner's exemption	$364,781	$462,734 Land $120,000 Building $342,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20