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662 Cayuga Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 662 Cayuga Dr, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,547 sqft · built 1986
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$651,500 (Sep 2022)
Tax Bill$6,965 (2025)
Deeds & MortgagesJul 2023 Transfer
Sep 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-21-31-5HS-0000-0980

Property Details

APN / Parcel Number

Primary APN08-21-31-5HS-0000-0980
Alternative APN
  • 2131085HS00000980

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,547 sqft Living Area
Gross Area3,129 sqft
1st Floor Area2,547 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Garage TypeAttached
Garage Area582 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area710 sqft
Patio Area546 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address662 CAYUGA DR
CityWINTER SPRINGS
StateFL
Zip32708-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 98 TUSCAWILLA UNIT 14A PB 32 PGS 21 TO 24
Legal Range31E
Legal Township21S
Legal Section08
Legal SubdivisionTUSCAWILLA UNIT 14A
Legal Tract5HS
Legal Lot Number98
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group3
Census Block3014
Census Tract21313

Owner

Source: Seminole County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address662 CAYUGA DR, WINTER SPRINGS, FL 32708-5603
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Sep 8, 2022Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC
May 23, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 24, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2022 · Amount on Record
Deed SaleSep 8, 2022 · Amount on Record
Prior SaleJun 18, 2013 · Amount on Record
Deed Document Number2022103430
Deed Book / Page10312 / 1665
Prior Transfer DateApr 21, 2022
Prior Transfer Doc0102450369
Record UpdatedJun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateJul 11, 2023
Property Address662 CAYUGA DR, WINTER SPRINGS, FL 32708-5603
Document Number0104701224
Book / Page10470 / 1224
Map ReferenceMB 32 PG 21-24
Instrument DateApr 27, 2023
Instrument2023063106
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address662 CAYUGA DR, WINTER SPRINGS, FL 32708-5603

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address662 CAYUGA DR, WINTER SPRINGS, FL 32708-5603

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateSep 8, 2022
Property Address662 CAYUGA DR, WINTER SPRINGS, FL 32708-5603
Document Number0103121665
Book / Page10312 / 1665
Map ReferenceMB 32 PG 21-24
Instrument DateSep 7, 2022
Instrument2022103430
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,560.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address134 NANDINA TER, 134, WINTER SPRINGS, FL 32708-6183

Transferred To (Grantee/Buyer)

NameVerified Name
Address662 CAYUGA DR, WINTER SPRINGS, FL 32708-5603

Mortgage

Document Number0103121667
DateSep 8, 2022
Instrument10312/1667
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateMay 23, 2022
Property Address662 CAYUGA DR, WINTER SPRINGS, FL 32708-5603
Document Number0102441339
Book / Page10244 / 1339
Map ReferenceMB 32 PG 21-24
Instrument DateApr 21, 2022
Instrument2022061103
Transaction TypeTransfer
Record UpdatedJun 3, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address662 CAYUGA DR, 662, WINTER SPRINGS, FL 32708-5603

Transferred To (Grantee/Buyer)

NameVerified Name
Address662 CAYUGA DR, WINTER SPRINGS, FL 32708-5603

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateMay 24, 2022
Property Address662 CAYUGA DR, WINTER SPRINGS, FL 32708-5603
Document Number0102450369
Book / Page10245 / 369
Map ReferenceMB 32 PG 21-24
Instrument DateApr 21, 2022
Instrument2022061521
Transaction TypeTransfer
Record UpdatedJun 3, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address662 CAYUGA DR, 662, WINTER SPRINGS, FL 32708-5603

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address134 NANDINA TER, WINTER SPRINGS, FL 32708-6183

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,965.00 (+10.56%)$460,552 (+5.99%)$619,959 (+14.41%) Land $150,000 Building $469,959
2023$6,300.00 (+50.75%) Homeowner's exemption$434,536 (+46.07%)$541,861 (+8.4%) Land $140,000 Building $401,861
2022$4,179.00$297,486$499,860 Land $120,000 Building $379,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 35

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