6626 Cutty Sark Ln, Naples, FL 34104 Property Records

Collier County property record for 6626 Cutty Sark Ln, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,395 sqft · built 1990
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Mar 2026)
Tax Bill	$4,454 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Feb 2024 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`186100 1814B32`

Property Details

APN / Parcel Number

Primary APN	`186100 1814B32`
Alternative APNs	`239460105550453551814` `23946010555`

Interior

Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide

Location & Zoning

Street Address	6626 CUTTY SARK LN
City	NAPLES
State	FL
Zip	34104-7807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BERKSHIRE LAKES UNIT #5 LOT 181
Legal Range	26
Legal Township	49
Legal Section	32
Legal Subdivision	BERKSHIRE LAKES UNIT 5
Legal Tract	186100
Legal Block	1
Legal Lot Number	181
Legal Unit	181
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	10514

Owner

Source: Collier County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6626 CUTTY SARK LN, NAPLES, FL 34104-7807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Feb 16, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 16, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jan 16, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Feb 16, 2024 · Amount on Record
Deed Document Number	20266793761
Deed Book / Page	6560 / 2415
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 6, 2026
Property Address	6626 CUTTY SARK LN, NAPLES, FL 34104-7807
Document Number	0065602415
Book / Page	6560 / 2415
Map Reference	MB 17 PG 34-37
Instrument Date	Feb 13, 2026
Instrument	6793761
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	SERENITY TTL GROUP OF SWFL L

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7935 AIRPORT RD N # N4-253, N4-253, NAPLES, FL 34109-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6626 CUTTY SARK LN, NAPLES, FL 34104-7807

Mortgage

Document Number	0065602418
Date	Mar 6, 2026
Instrument	6560/2418

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 16, 2024
Property Address	6626 CUTTY SARK LN, NAPLES, FL 34104-7807
Document Number	0063301844
Book / Page	6330 / 1844
Map Reference	MB 17 PG 34-37
Instrument Date	Feb 9, 2024
Instrument	6508965
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	284 MEIGS DR # DRK72, DRK72, MURFREESBORO, TN 37128-6292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6626 CUTTY SARK LN, NAPLES, FL 34104-7807

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6626 CUTTY SARK LN, NAPLES, FL 34104-7807
Document Number	0055952758
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6626 CUTTY SARK LN NAPLES FL 341047807, NAPLES, FL 34104-7807

Mortgage

Document Number	0055952758
Date	Feb 4, 2019
Book Page	005595/002758
Instrument	5668006

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	SW WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Feb 3, 2084

Interest

Rate Type	Adjustable Rate
Rate	5.85%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6626 CUTTY SARK LN, NAPLES, FL 34104-7807
Document Number	0055952742
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6626 CUTTY SARK LN NAPLES FL 341047807, NAPLES, FL 34104-7807

Mortgage

Document Number	0055952742
Date	Feb 4, 2019
Book Page	005595/002742
Instrument	5668005

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Feb 3, 2084

Interest

Rate Type	Adjustable Rate
Rate	5.85%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,454.00 (+159.71%)	$391,486 (+111.11%) Land $235,442 Building $156,044	$391,486 (-21.89%) Land $235,442 Building $156,044
2023	$1,715.00 (-3.49%) Homeowner's exemption Widower's exemption	$185,446 (+3%)	$501,198 (+14.35%) Land $330,620 Building $170,578
2022	$1,777.00 Homeowner's exemption Widower's exemption	$180,045	$438,314 Land $262,994 Building $175,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 units insured incl. 88 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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