6616 Cutty Sark Ln, Naples, FL 34104 Property Records

Collier County property record for 6616 Cutty Sark Ln, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,527 sqft · built 1992
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Owner Names on Record
Last Sale	$199,000 (Oct 2000)
Tax Bill	$261 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`186100 1764B32`

Property Details

APN / Parcel Number

Primary APN	`186100 1764B32`
Alternative APN	`23946010306`

Interior

Stories	1 Story
Building Area	1,527 sqft Living Area
Gross Area	1,934 sqft
1st Floor Area	1,527 sqft

Exterior

Year Built	Built 1992
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 61 ft wide
Pool Area	364 sqft
Porch	Enclosed Porch
Deck Area	648 sqft

Location & Zoning

Account Number	186100 1764B32
Street Address	6616 CUTTY SARK LN
City	NAPLES
State	FL
Zip	34104-7807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BERKSHIRE LAKES UNIT #5 LOT 176
Legal Range	26
Legal Township	49
Legal Section	32
Legal Subdivision	BERKSHIRE LAKES UNIT 5
Legal Tract	186100
Legal Lot Number	176
Legal Unit	176
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1001
Census Tract	10514

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	6616 CUTTY SARK LN, NAPLES, FL 34104-7807
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 15, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2000 · Amount on Record
Deed Sale	Oct 3, 2000 · Amount on Record
Prior Sale	Aug 11, 1993 · Amount on Record
Deed Document Number	0002728432
Deed Book / Page	2728 / 432
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6616 CUTTY SARK LN, NAPLES, FL 34104-7807
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060632268
Date	Dec 29, 2021
Book Page	6063/2268
Instrument	6181835

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6616 CUTTY SARK LN, NAPLES, FL 34104-7807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053721076
Date	Mar 15, 2017
Book Page	5372/1076
Instrument	5378760

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	419 Months
Due	Feb 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6616 CUTTY SARK LN, NAPLES, FL 34104-7807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058760815
Date	Jan 14, 2021
Book Page	5876/815
Instrument	5985010

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$261.00 (+4.82%) Homeowner's exemption Disabled Person's exemption	$238,060 (+5.99%)	$438,934 (-20.64%) Land $235,442 Building $203,492
2023	$249.00 (+8.26%) Homeowner's exemption Disabled Person's exemption	$224,613 (+3%)	$553,078 (+12.48%) Land $330,620 Building $222,458
2022	$230.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$218,071	$491,729 Land $262,994 Building $228,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 units insured incl. 88 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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