Collier County property record for 6619 Cutty Sark Ln, Naples, FL 34104
| Property Type | Single Family Home |
|---|---|
| Details | 1,530 sqft · built 1991 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Sep 2025) |
| Tax Bill | $4,458 (2025) |
| Deeds & Mortgages | Dec 2018 Reverse Mortgage May 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 186100 1624B32 |
| Primary APN | 186100 1624B32 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 137 ft deep x 76 ft wide |
| Pool Area | 420 sqft |
| Deck Area | 934 sqft |
| Street Address | 6619 CUTTY SARK LN |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34104-7808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BERKSHIRE LAKES UNIT #5 LOT 162 |
| Legal Range | 26 |
| Legal Township | 49 |
| Legal Section | 32 |
| Legal Subdivision | BERKSHIRE LAKES UNIT 5 |
| Legal Tract | 186100 |
| Legal Block | 1 |
| Legal Lot Number | 162 |
| Legal Unit | 162 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10514 |
Source: Collier County records · APN 186100 1624B32
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6619 CUTTY SARK LN, NAPLES, FL 34104-7808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 05, 2018 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| May 24, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA |
| Jan 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CU |
| Nov 26, 2018 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2025 · Amount on Record |
| Deed Sale | Sep 08, 2025 · Amount on Record |
| Prior Sale | Jan 26, 2021 · Amount on Record |
| Deed Document Number | 20256727439 |
| Deed Book / Page | 6505 / 3351 |
| Prior Transfer Date | Jun 11, 2003 |
| Prior Transfer Doc | 0033190053 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 6619 CUTTY SARK LN, NAPLES, FL 34104-7808 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055771950 |
|---|---|
| Date | Dec 05, 2018 |
| Book Page | 5577/1950 |
| Instrument | 5644177 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.17% |
| Type Change Date | Dec 01, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 6619 CUTTY SARK LN, NAPLES, FL 34104-7808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053980616 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 5398/0616 |
| Instrument | 5409665 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 22, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jan 26, 2021 |
| Property Address | 6619 CUTTY SARK LN, NAPLES, FL 34104-7808 |
| Document Number | 0058820391 |
| Book / Page | 5882 / 391 |
| Map Reference | MB 17 PG 34-347 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 5990955 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6619 CUTTY SARK LN, 6619, NAPLES, FL 34104-7808 |
| Name | Verified Name |
|---|---|
| Address | 14604 W 50TH ST, SHAWNEE MISSION, KS 66216-5107 |
| Document Number | 0005882392 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 5882/392 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 6619 CUTTY SARK LN, NAPLES, FL 34104-7808 |
| Document Number | 0055771968 |
| Instrument Date | Nov 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6619 CUTTY SARK LN NAPLES FL 341047808, NAPLES, FL 34104-7808 |
| Document Number | 0055771968 |
|---|---|
| Date | Dec 05, 2018 |
| Book Page | 005577/001968 |
| Instrument | 5644178 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.17% |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,458.00 (-5.65%) Homeowner's exemption | $432,397 (-9.04%) Land $214,969 Building $217,428 | $432,397 (-9.17%) Land $214,969 Building $217,428 |
| 2024 | $4,725.00 (-1.27%) | ||
| 2023 | $4,786.00 (-2.35%) Homeowner's exemption | $475,348 (+3%) | $476,038 (+3.15%) Land $237,838 Building $238,200 |
| 2022 | $4,901.00 Homeowner's exemption | $461,503 Land $216,112 Building $245,391 | $461,503 Land $216,112 Building $245,391 |
Source: FEMA National Flood Hazard Layer, Collier County (12021C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210105141, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 181 units insured incl. 88 condo units |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
Based on FCC filings for 343 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL5114069, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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