Bedford County property record for 6620 Joppa Mill Rd, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,223 sqft · built 1974 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Apr 2024) |
| Tax Bill | $960 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 179 6 2 2 |
| Primary APN | 179 6 2 2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,223 sqft Living Area |
| 1st Floor Area | 1,223 sqft |
| Basement Area | 1,223 sqft |
| Unfinished Basement | 1,223 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 102,366 sqft (2.35 acres) |
| Porch | Porch |
| Porch Area | 92 sqft |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 6620 JOPPA MILL RD |
|---|---|
| City | MONETA |
| State | VA |
| Zip | 24121-5643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENN DEV LT 2 BK 2 |
| Legal Subdivision | PENN DEV |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30501 |
6620 Joppa Mill Rd is owned and occupied by two individuals who bought it in April 2024.
Source: Bedford County records, as of June 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6620 JOPPA MILL RD, MONETA, VA 24121-5643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 2, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Apr 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 21, 2019 | Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORPORATION |
| Apr 10, 2019 | Special Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 11, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2024 · Amount on File |
| Deed Sale | Apr 12, 2024 · Amount on File |
| Prior Sale | Jun 21, 2019 · Amount on File |
| Deed Document Number | 20242707 |
| Prior Transfer Date | Oct 4, 2017 |
| Prior Transfer Doc | 0000009572 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | May 19, 2026 |
| Property Address | 6620 JOPPA MILL RD, MONETA, VA 24121-5643 |
| Document Number | 0000004460 |
| Instrument Date | May 14, 2026 |
| Instrument | 20264460 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6620 JOPPA MILL RD, MONETA, VA 24121-5643 |
| Document Number | 0000004460, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20264460 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 6620 JOPPA MILL RD, MONETA, VA 24121-5643 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0250007450 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 250007450 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Apr 12, 2024 |
| Property Address | 6620 JOPPA MILL RD, MONETA, VA 24121-5643 |
| Document Number | 0240002707 |
| Instrument Date | Apr 4, 2024 |
| Instrument | 240002707 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6620 JOPPA MILL RD, MONETA, VA 24121-5643 |
| Document Number | 0240002708 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 240002708 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jun 21, 2019 |
| Property Address | 6620 JOPPA MILL RD, MONETA, VA 24121-5643 |
| Document Number | 190005540 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 190005540 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | STAR CITY TITLE AND SETTLEMENT, STAR CITY TITLE & SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6620 JOPPA MILL RD, MONETA, VA 24121-5643 |
| Document Number | 190005541 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 190005541 |
| Name | SWBC MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Apr 10, 2019 |
| Property Address | 6620 JOPPA MILL RD, MONETA, VA 24121-5643 |
| Document Number | 190003054 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 190003054 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | ABSOLUTE TITLE AND SETTLEMENT LLC, ABSOLUTE TITLE & SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6620 JOPPA MILL RD, MONETA, VA 24121-5643 |
| Document Number | 190003055 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 190003055 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Oct 11, 2017 |
| Property Address | 6620 JOPPA MILL RD, MONETA, VA 24121-5643 |
| Document Number | 170009572 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 170009572 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6620 JOPPA MILL RD, MONETA, VA 24121-5643 |
The 2025 property tax bill for 6620 Joppa Mill Rd was $960.
Source: Bedford County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $960.00 | $234,300 Land $54,800 Building $179,500 | |
| 2023 | $960.00 Additional exemption filed | $117,150 | $234,300 Land $54,800 Building $179,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6620 Joppa Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6620 Joppa Mill Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 59% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STALLION RUN ESTATES private · serves 35 people · EPA ID VA5019370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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