6475 Joppa Mill Rd, Moneta, VA 24121 Property Records

Bedford County property record for 6475 Joppa Mill Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2007
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on Record
Tax Bill	$869 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`178 4 A`

Property Details

APN / Parcel Number

Primary APN	`178 4 A`
Alternative APNs	`17810800` `468088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	71,003 sqft (1.63 acres)
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	6475 JOPPA MILL RD
City	MONETA
State	VA
Zip	24121-5608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOULDER CAMP CR
Legal Subdivision	SHOULDER CAMP
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1008
Census Tract	30501

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6475 JOPPA MILL RD, MONETA, VA 24121-5608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	6475 JOPPA MILL RD, MONETA, VA 24121-5608
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210013308
Date	Sep 15, 2021
Instrument	210013308

Lender

Name	BLUE EAGLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 9, 2061

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$869.00	$212,100 (+1%) Land $43,000 Building $169,100
2023	$869.00 Additional exemption filed	$106,050	$212,100 Land $43,000 Building $169,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20