6897 Joppa Mill Rd, Moneta, VA 24121 Property Records

Bedford County property record for 6897 Joppa Mill Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,092 sqft · built 1998
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Dec 2025)
Tax Bill	$899 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`178 10 3`

Property Details

APN / Parcel Number

Primary APN	`178 10 3`
Alternative APNs	`17805204` `510076`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,548 sqft (1.39 acres)
Porch	Porch
Porch Area	108 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	6897 JOPPA MILL RD
City	MONETA
State	VA
Zip	24121-5878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MEADEWOOD ESTATES LT 3
Legal Subdivision	MEADEWOOD ESTATES
Legal Lot Number	3
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1008
Census Tract	30501

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6897 JOPPA MILL RD, MONETA, VA 24121-5878
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 12, 2018	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	202510440
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 4, 2025
Property Address	6897 JOPPA MILL RD, MONETA, VA 24121-5878
Document Number	0250010440
Map Reference	DOC 980011013
Instrument Date	Dec 3, 2025
Instrument	250010440
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	UNKNOWN, PIKE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6897 JOPPA MILL RD, MONETA, VA 24121-5878

Mortgage

Document Number	0250010441
Date	Dec 4, 2025
Instrument	250010441

Lender

Name	RESICENTRAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 12, 2018
Property Address	6897 JOPPA MILL RD, MONETA, VA 24121-5878
Document Number	0180006364
Instrument Date	Jul 12, 2018
Instrument	180006364
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180006365
Date	Jul 12, 2018
Instrument	180006365

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jul 12, 2018
Property Address	6897 JOPPA MILL RD, MONETA, VA 24121-5878
Document Number	180006364
Instrument Date	Jul 12, 2018
Instrument	180006364
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$899.00	$219,400 (-) Land $45,000 Building $174,400
2025	$899.00 Additional exemption filed	$219,400 (+1%) Land $45,000 Building $174,400
2023	$899.00 Additional exemption filed	$109,700	$219,400 Land $45,000 Building $174,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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