662 Sumner St, Saint Paul, MN 55116 Property Records

Ramsey County property record for 662 Sumner St, Saint Paul, MN 55116

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,680 sqft · built 1969
Lot Size0.119 acres (5,200 sqft)
Owner2 Individual Names on File
Last Sale$662,000 (Apr 2024)
Tax Bill$10,460 (2025)
Deeds & MortgagesAug 2022 Line of Credit
May 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-28-23-33-0036

Property Details

APN / Parcel Number

Primary APN09-28-23-33-0036
Alternative APNs
  • 8389613
  • 437056

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft
Basement Area415 sqft
Finished Basement415 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1973
Architectural StyleSplit Level
Exterior MaterialStucco
Lot Area5,200 sqft (0.119 acres)
Lot Dimensions104 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number437056
Street Address662 SUMNER ST
CitySAINT PAUL
StateMN
Zip55116-1229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITHS FORD PARK EX S 5 FT LOT 14 BLK 1
Legal Range23
Legal Township28
Legal Section09
Legal SubdivisionSMITHS FORD PARK
Legal Block1
Legal Lot Number14
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group4
Census Block4005
Census Tract36300

Owner

662 Sumner St is owned and occupied by two individuals who acquired it in April 2026.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address662 SUMNER ST, SAINT PAUL, MN 55116-1229
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · Line of Credit
ROYAL CU
May 1, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 23, 2024Deed, Transfer
TRADEMARK TITLE SERVICES INC
Sep 11, 2020Grant Deed, Transfer · Conventional Mortgage
LEADERONE FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2024 · Amount on File
Deed SaleApr 23, 2024 · Amount on File
Prior SaleSep 11, 2020 · Amount on File
Deed Document Number20245022849
Last Transfer DateApr 29, 2026
Transfer Doc0A05104429
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address662 SUMNER ST, SAINT PAUL, MN 55116-1229
Transaction TypeMortgage
Record UpdatedMay 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04961736
DateAug 30, 2022
InstrumentA04961736
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionRAMSEY MN
Recording DateMay 1, 2026
Property Address662 SUMNER ST, SAINT PAUL, MN 55116-1229
Document Number0A05104429
Instrument DateApr 29, 2026
Instrument20265104429
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionRAMSEY MN
Recording DateApr 23, 2024
Property Address662 SUMNER ST, SAINT PAUL, MN 55116-1229
Document Number0A05022849
Instrument DateApr 12, 2024
InstrumentA05022849
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount on Record
Tax$2,184.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address662 SUMNER ST, SAINT PAUL, MN 55116-1229

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRAMSEY MN
Recording DateSep 11, 2020
Property Address662 SUMNER ST, SAINT PAUL, MN 55116-1229
Document Number0004832068
Instrument DateAug 4, 2020
Instrument4832068
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyTITLENEXUS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,615.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address662 SUMNER ST ST PAUL MN 551161229, ST PAUL, MN 55116-1229

Mortgage

Document Number4832070
DateSep 11, 2020
Instrument4832070
Lender
NameLEADERONE FIN'L
TypeFunding / Finance Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 662 Sumner St was $10,460, up 19.4% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$663,900 (-) Land $164,500 Building $499,400$663,900 (-) Land $164,500 Building $499,400
2025$10,460.00 (+19.35%)$663,900 Land $164,500 Building $499,400$663,900 Land $164,500 Building $499,400
2024$8,764.00 (+4.13%)
2023$8,416.00$558,100 Land $164,500 Building $393,600$558,100 Land $164,500 Building $393,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 662 Sumner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 662 Sumner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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