Ramsey County property record for 657 Sumner St, Saint Paul, MN 55116
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,260 sqft · built 1937 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Sep 2021) |
| Tax Bill | $8,618 (2023) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-23-33-0046 |
| Primary APN | 09-28-23-33-0046 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,260 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 969 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 137 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 657 SUMNER ST |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55116-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | STATE PARK ADDITION PLAT 5 S 3O FT OF LOT 2 AND ALL OF LOT 3 BLK 1 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 09 |
| Legal Quarter | 3 |
| Quarter-Quarter Section | 3 |
| Legal Subdivision | PARK ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2-3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 36300 |
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 657 SUMNER ST, SAINT PAUL, MN 55116-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC |
| May 28, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| May 28, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | May 28, 2021 |
| Deed Document Number | A04908810 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 21, 2021 |
| Property Address | 657 SUMNER ST, SAINT PAUL, MN 55116-1230 |
| Document Number | 0A04908810 |
| Instrument Date | Sep 14, 2021 |
| Instrument | A04908810 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,732.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 657 SUMNER ST, SAINT PAUL, MN 55116-1230 |
| Document Number | 0A04908811 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | A04908811 |
| Name | MORTGAGES UNLIMITED INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 28, 2021 |
| Property Address | 657 SUMNER ST, SAINT PAUL, MN 55116-1230 |
| Document Number | 0A04886845 |
| Instrument Date | May 27, 2021 |
| Instrument | A04886845 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 SUMNER ST, SAINT PAUL, MN 55116-1230 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 28, 2021 |
| Property Address | 657 SUMNER ST, SAINT PAUL, MN 55116-1230 |
| Document Number | 0A04886846 |
| Instrument Date | May 27, 2021 |
| Instrument | A04886846 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 657 SUMNER ST, SAINT PAUL, MN 55116-1230 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,618.00 | $508,500 Land $238,900 Building $269,600 | $508,500 Land $238,900 Building $269,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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