651 Sumner St, Saint Paul, MN 55116 Property Records

Ramsey County property record for 651 Sumner St, Saint Paul, MN 55116

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,788 sqft · built 1938
Lot Size0.167 acres (7,261 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Sep 2003)
Tax Bill$10,714 (2025)
Deeds & MortgagesDec 2018 Sale
Flood ZoneZone X (minimal risk)
APN09-28-23-33-0045

Property Details

APN / Parcel Number

Primary APN09-28-23-33-0045
Alternative APNs
  • 8039403
  • 55114

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,788 sqft Living Area
1st Floor Area960 sqft
Basement Area240 sqft
Finished Basement240 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1975
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,261 sqft (0.167 acres)
Lot Dimensions137 ft deep x 53 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55114
Street Address651 SUMNER ST
CitySAINT PAUL
StateMN
Zip55116-1230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTATE PARK ADDITION PLAT 5 N 1O FT OF LOT 2 AND ALL OF LOT 1 BLK 1
Legal Range23
Legal Township28
Legal Section09
Legal SubdivisionSTATE PARK ADDITION PLAT 5
Legal Block1
Legal Lot Number2,1
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group4
Census Block4004
Census Tract36300

Owner

651 Sumner St is owned and occupied by two individuals who bought it in September 2003.

Source: Ramsey County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address651 SUMNER ST, SAINT PAUL, MN 55116-1230
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2003 · Amount on File
Deed SaleSep 30, 2003 · Amount on File
Deed Document Number2003316366
Record UpdatedSep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRAMSEY MN
Recording DateDec 21, 2018
Property Address651 SUMNER ST, SAINT PAUL, MN 55116-1230
Document Number0004740215
Instrument DateAug 16, 2018
Instrument4740215
Transaction TypeTransfer
Record UpdatedJan 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1.70
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address651 SUMNER ST ST PAUL MN 551161230, ST PAUL, MN 55116-1230

Tax Assessment & Valuation

The 2025 property tax bill for 651 Sumner St was $10,714.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$701,500 (+8.61%) Land $192,000 Building $509,500$701,500 (+8.61%) Land $192,000 Building $509,500
2025$10,714.00$645,900 Land $192,000 Building $453,900$645,900 Land $192,000 Building $453,900
2023$9,470.00$590,600 Land $192,000 Building $398,600$590,600 Land $192,000 Building $398,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 651 Sumner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Sumner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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