662 Pearson Falls Rd, Saluda, NC 28773 Property Records

Polk County property record for 662 Pearson Falls Rd, Saluda, NC 28773 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1995
Square Footage	480 sqft Finished Area
Lot Size	24,829 sqft (0.57 acres)
Occupancy	Owner Occupied
Last Sale	$118,000 (2017)
Tax Bill	$1,134.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`S10-7`
Alternative APN	`54700`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	3 Rooms
Building Area	480 sqft Finished Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	24,829 sqft (0.57 acres)
Deck Area	Deck Area

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	54700
Street Address	662 PEARSON FALLS RD
City	SALUDA
State	NC
Zip	28773-8745
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S10, 0S50 SALUDA RES AREA 50
Legal Subdivision	SALUDA RES AREA 50
Jurisdiction	POLK NC
Minor Civil Division	SALUDA
Census Blockgroup	1
Census Block	1041
Census Tract	920303

Owner

Source: Polk County records · APN S10-7

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	662 PEARSON FALLS RD, SALUDA, NC 28773-8745
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Prior Sale	Jan 07, 2008 · Amount on Record
Deed Book / Page	424 / 760
Prior Transfer Date	Dec 23, 2005
Prior Transfer Doc	00335/1401
Record Refreshed	Jun 08, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 17, 2017
Property Address	662 PEARSON FALLS RD, SALUDA, NC 28773-8745
Document Number	00424/0760
Book / Page	424 / 0760
Instrument Date	Jan 13, 2017
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2027 MILLER MOUNTAIN RD, SALUDA, NC 28773-0080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 PEARSON FALLS RD, SALUDA, NC 28773-8816

Mortgage

Document Number	000424/762
Date	Jan 17, 2017
Book Page	424/762
Instrument	004633500020

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 05, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jan 05, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Saluda City
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,134.00 (-34.03%)	$113,719 (-17.04%) Land $42,750 Building $70,969	$113,719 (-17.04%) Land $42,750 Building $70,969
2023	$1,719.00	$137,081 Land $71,250 Building $65,831
2021			$137,081 Land $71,250 Building $65,831

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.