Polk County property record for 640 Pearson Falls Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 520 sqft · built 1950 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $569 (2025) |
| Deeds & Mortgages | Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | S10-6 |
| Primary APN | S10-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 520 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 25,700 sqft (0.59 acres) |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 10901 |
|---|---|
| Street Address | 640 PEARSON FALLS RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-8745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | MELROSE ROAD, 0S50 SALUDA RES AREA 50 |
| Legal Subdivision | SALUDA RES AREA 50 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 920303 |
Source: Polk County assessment roll, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 135 PAUL ST, WALTERBORO, SC 29488-2932 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 31, 1997 |
| Deed Sale | Dec 31, 1997 |
| Deed Book / Page | 170 / 1768 |
| Last Transfer Date | Oct 4, 2021 |
| Transfer Doc | 00467/1958 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Feb 24, 2022 |
| Property Address | 640 PEARSON FALLS RD, SALUDA, NC 28773-8745 |
| Document Number | 00467/1958 |
| Book / Page | 467 / 1958 |
| Instrument Date | Oct 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 CHAMBLEE RD, WALTERBORO, SC 29488-2697 |
| Name | Verified Name |
|---|---|
| Address | 135 PAUL ST, WALTERBORO, SC 29488-2932 |
Source: Polk County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Saluda City |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $569.00 (-23.62%) | $57,104 (-3.89%) Land $44,250 Building $12,854 | $57,104 (-3.89%) Land $44,250 Building $12,854 |
| 2023 | $745.00 | $59,414 Land $29,500 Building $29,914 | |
| 2021 | $59,414 Land $29,500 Building $29,914 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALUDA serves 1,814 people · EPA ID NC0175020 |
|---|---|
| Water Source | Purchased surface water from CITY OF HENDERSONVILLE |
| Last State Inspection | Jun 2025 |
| Lead | 11 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wilkes Telephone Membership Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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