Polk County property record for 551 Pearson Falls Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1998 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (May 1997) |
| Tax Bill | $2,246 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | S10-14 |
| Primary APN | S10-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,674 sqft Finished Area |
| Basement Area | 1,674 sqft |
| Unfinished Basement | 1,674 sqft |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 61,855 sqft (1.42 acres) |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 24862 |
|---|---|
| Street Address | 551 PEARSON FALLS RD |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | 1.42 ACRES, 0S50 SALUDA RES AREA 50 |
| Legal Subdivision | SALUDA RES AREA 50 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 920303 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 5, SALUDA, NC 28773-0005 |
| Owner Type | Individual |
| Vesting | Her Husband |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 1997 · Amount on Record |
| Deed Sale | May 6, 1997 · Amount on Record |
| Prior Sale | Oct 26, 1976 |
| Deed Book / Page | 240 / 97 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,246.00 (+1.31%) | $380,569 (-) Land $70,890 Building $309,679 | $380,569 (-) Land $70,890 Building $309,679 |
| 2025 | $2,217.00 (+9.64%) | $380,569 (+30.68%) Land $70,890 Building $309,679 | $380,569 (+30.68%) Land $70,890 Building $309,679 |
| 2023 | $2,022.00 | $291,229 Land $56,300 Building $234,929 | |
| 2021 | $291,229 Land $56,300 Building $234,929 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| RiverStreet Networks Fiber | 1,000 / 1,000 |
May also be available: Pangaea Internet.
5G and 4G LTE (outdoors only)
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