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662 1st St, Upper Lake, CA 95485 Property Records

Lake County property record for 662 1st St, Upper Lake, CA 95485 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,020 sqft · built 1947
Lot Size0.209 acres (9,147 sqft)
OwnerIndividual Name on File
Last Sale$329,000 (Nov 2024)
Tax Bill$3,668 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027-201-410-000

Property Details

APN / Parcel Number

Primary APN027-201-410-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,020 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area9,147 sqft (0.209 acres)

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHVAC

Location & Zoning

Street Address662 1ST ST
CityUPPER LAKE
StateCA
Zip95485-9586
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionRICES ADD/UPPER LAKE
JurisdictionLAKE CA
Township / Civil DivisionUPPER LAKE-NICE
Census Block Group1
Census Block1013
Census Tract100

Owner

Source: Lake County records · APN 027-201-410-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address662 1ST ST, UPPER LAKE, CA 95485-9586
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 26, 2021Grant Deed, Transfer · VA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 20, 2024 · Amount on Record
Deed SaleNov 20, 2024 · Amount on Record
Prior SaleNov 20, 2024 · Amount on Record
Deed Document Number2024012632
Record UpdatedJun 07, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address662 1ST ST, UPPER LAKE, CA 95485-9586
Transaction TypeMortgage
Record UpdatedMar 18, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address662 1ST ST, UPPER LAKE, CA 95485-9586

Mortgage

Document Number0000019753
DateNov 29, 2021
Instrument2021019753
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term355 Months
DueJun 01, 2051

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateFeb 26, 2021
Property Address662 1ST ST, UPPER LAKE, CA 95485-9586
Document Number0000003467
Map ReferenceMB 2 PG 1
Instrument DateFeb 23, 2021
Instrument2021003467
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address662 1ST ST, UPPER LAKE, CA 95485-9586

Mortgage

Document Number0000003468
DateFeb 26, 2021
Instrument2021003468
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictUpper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,668.00 (+10.98%)$329,000 (+12.14%) Land $40,000 Building $289,000
2023$3,305.00 (-13.62%)$293,392 Land $33,292 Building $260,100
2022$3,826.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330001001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998, river or lake flooding, Severe Winter Storms And Flooding
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Wildfire

Wildfire RiskHigh
above 77% of the US · above 53% of California
Wildfire LikelihoodAbout 1 in 187 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 265 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
DigitalPathFixed Wireless (licensed-by-rule)400 / 20
VerizonFixed Wireless300 / 20
101NetlinkFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
Valley InternetFixed Wireless (unlicensed)50 / 25
AT&TDSL10 / 1

May also be available at this address: Mediacom Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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