652 1st St, Upper Lake, CA 95485 Property Records

Lake County property record for 652 1st St, Upper Lake, CA 95485 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,408 sqft · built 2005
Lot Size0.209 acres (9,147 sqft)
OwnerIndividual Name on File
Last Sale$135,500 (Jun 2024)
Tax Bill$3,028 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027-201-400-000

Property Details

APN / Parcel Number

Primary APN027-201-400-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,408 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Construction TypeWood
Lot Area9,147 sqft (0.209 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address652 1ST ST
CityUPPER LAKE
StateCA
Zip95485-9586
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionRICES ADD
JurisdictionLAKE CA
Township / Civil DivisionUPPER LAKE-NICE
Census Block Group1
Census Block1013
Census Tract100

Owner

Source: Lake County records · APN 027-201-400-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address652 1ST ST, UPPER LAKE, CA 95485-9586
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 04, 2019Grant Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC
Nov 01, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2024 · Amount on Record
Deed SaleJun 26, 2024 · Amount on Record
Prior SaleJun 26, 2024 · Amount on Record
Deed Document Number2024006431
Record UpdatedJun 07, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address652 1ST ST, UPPER LAKE, CA 95485-9586
Transaction TypeMortgage
Record UpdatedJun 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address652 1ST ST, UPPER LAKE, CA 95485-9586

Mortgage

Document Number0000006952
DateMay 16, 2022
Instrument2022006952
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueMar 01, 2052

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateJun 04, 2019
Property Address652 1ST ST, UPPER LAKE, CA 95485-9586
Document Number0000006691
Map ReferenceMB 2 PG 1
Instrument DateJun 02, 2019
Instrument2019006691
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address652 LST STREET, UPPER LAKE, CA 95485

Mortgage

Document Number0000006692
DateJun 04, 2019
Instrument2019006692
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE CA
Recording DateNov 01, 2018
Property Address652 1ST ST, UPPER LAKE, CA 95485-9586
Document Number0000014081
Instrument DateSep 18, 2017
Instrument14081
Transaction TypeTransfer
Record UpdatedJan 02, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address94 SAN BENITO WAY NOVATO CA 949451605, NOVATO, CA 94945-1605

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictUpper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,028.00 (+3.73%)$269,235 (+4.63%) Land $39,871 Building $229,364
2023$2,919.00 (-2.6%)$257,325 Land $42,886 Building $214,439
2022$2,997.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 77% of the US · above 53% of California
Wildfire LikelihoodAbout 1 in 187 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 1st St

Nearby Streets

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