642 1st St, Upper Lake, CA 95485 Property Records

Lake County property record for 642 1st St, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1947
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jan 2026)
Tax Bill	$3,540 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`027-201-390-000`

Property Details

APN / Parcel Number

Primary APN	`027-201-390-000`
Alternative APN	`027-201-39`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	986 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Concrete
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	027-201-39
Street Address	642 1ST ST
City	UPPER LAKE
State	CA
Zip	95485-9586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	RICES ADD
Legal Block	1
Legal Lot Number	16,17
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1013
Census Tract	100

Owner

Source: Lake County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 LARKFIELD CTR, SANTA ROSA, CA 95403-1408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Intrafamily Transfer, Transfer REDWOOD EMPIRE TITLE COMPANY, REDWOOD EMPIRE TTL CO OF MEN
Jan 15, 2026	Grant Deed, Transfer · Conventional Mortgage REDWOOD CU
Dec 5, 2023	Grant Deed, Transfer
Dec 5, 2023	Intrafamily Transfer, Transfer
Dec 5, 2023	Intrafamily Transfer, Transfer
Mar 19, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Oct 27, 2005 · Amount on Record
Deed Document Number	2026425
Prior Transfer Date	Nov 29, 2023
Prior Transfer Doc	0000012880
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Jan 15, 2026
Property Address	642 1ST ST, UPPER LAKE, CA 95485-9586
Document Number	0000000424
Map Reference	MB 824 PG 337
Instrument Date	Jan 12, 2026
Instrument	2026000424
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	REDWOOD EMPIRE TITLE COMPANY, REDWOOD EMPIRE TTL CO OF MEN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 LARKFIELD CTR PMB 10, SANTA ROSA, CA 95403-1408

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jan 15, 2026
Property Address	642 1ST ST, UPPER LAKE, CA 95485-9586
Document Number	0000000425
Map Reference	MB 824 PG 337
Instrument Date	Jan 6, 2026
Instrument	2026000425
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	REDWOOD EMPIRE TITLE COMPANY, REDWOOD EMPIRE TTL CO OF MEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 896, UKIAH, CA 95482-0896

Mortgage

Document Number	0000000426
Date	Jan 15, 2026
Instrument	2026000426

Lender

Name	REDWOOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.5%

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Dec 5, 2023
Property Address	642 1ST ST, UPPER LAKE, CA 95485-9586
Document Number	0000012882
Map Reference	MB 2 PG 1
Instrument Date	Nov 29, 2023
Instrument	2023012882
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 1ST STREET #1748 # 1748, 1748, HEALDSBURG, CA 95448

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Dec 5, 2023
Property Address	642 1ST ST, UPPER LAKE, CA 95485-9586
Document Number	0000012880
Map Reference	MB 2 PG 1
Instrument Date	Nov 29, 2023
Instrument	2023012880
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	160 FOSS CREEK CIR UNIT 1748, 1748, HEALDSBURG, CA 95448-5722

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Dec 5, 2023
Property Address	642 1ST ST, UPPER LAKE, CA 95485-9586
Document Number	0000012881
Map Reference	MB 2 PG 1
Instrument Date	Jan 29, 2023
Instrument	2023012881
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 FOSS CREEK CIR UNIT 1748, 1748, HEALDSBURG, CA 95448-5722

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE CA
Recording Date	Mar 19, 2021
Property Address	642 1ST ST, UPPER LAKE, CA 95485-9586
Document Number	0000004941
Map Reference	MB 2 PG 1
Instrument Date	Mar 16, 2021
Instrument	2021004941
Transaction Type	Transfer
Record Updated	Jun 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 ARABIAN WAY, HEALDSBURG, CA 95448-8098

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,540.00 (-0.78%) Homeowner's exemption	$323,000 (-13.56%) Land $100,000 Building $223,000
2023	$3,568.00 (+12.24%) Homeowner's exemption	$373,678 Land $131,343 Building $242,335
2022	$3,179.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER LAKE COUNTY WATER DISTRICT serves 989 people · EPA ID CA1710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25
AT&T DSL	10 / 1

May also be available: GeoLinks, Mediacom Xtream.

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