661 Witthill Rd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 661 Witthill Rd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,035 sqft · built 1950
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Aug 2007)
Tax Bill	$14,548 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-04305-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`51-04305-0000-00024`
Alternative APN	`510430500024`

Interior

Stories	1 Story
Building Area	2,035 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	119 ft deep x 60 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	661 WITTHILL RD
City	RIDGEWOOD
State	NJ
Zip	07450-5303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.164 AC
Legal Subdivision	PARK HELL RIDGEWOOD
Legal Block	4305
Legal Lot Number	24
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2000
Census Tract	47500

Owner

661 Witthill Rd is owned and occupied by two individuals who acquired it in March 2012.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	661 WITTHILL RD, RIDGEWOOD, NJ 07450-5303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2007 · Amount on File
Deed Sale	Aug 23, 2007 · Amount on File
Prior Sale	Jul 5, 2005 · Amount on File
Deed Document Number	200795712
Deed Book / Page	9390 / 336
Last Transfer Date	Mar 29, 2012
Transfer Doc	0010100596
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	661 WITTHILL RD, RIDGEWOOD, NJ 07450-5303
Document Number	0035760808
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	661 WITTHILL RD RIDGEWOOD NJ 074505303, RIDGEWOOD, NJ 07450-5303

Mortgage

Document Number	0035760808
Date	Apr 21, 2020
Book Page	003576/000808
Instrument	20041335

Lender

Name	GARDEN ST HM LNS INC
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 661 Witthill Rd was $14,548, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,400 (-) Land $300,000 Building $203,400	$503,400 (-) Land $300,000 Building $203,400
2025	$14,548.00 (+0.73%)	$503,400 Land $300,000 Building $203,400	$503,400 Land $300,000 Building $203,400
2024	$14,443.00
2023		$503,400 Land $300,000 Building $203,400	$503,400 Land $300,000 Building $203,400
2022	$13,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 661 Witthill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	43 (1989–2021)
Claims Outside the SFHA	7 of 43
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Irene, Aug 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 661 Witthill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20