Bergen County and Ridgewood Village property record for 655 Witthill Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,369 sqft · built 1947 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $915,000 (Sep 2019) |
| Tax Bill | $19,424 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04305-0000-00025 |
| Primary APN | 51-04305-0000-00025 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,369 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 7,144 sqft (0.164 acres) |
| Lot Dimensions | 117 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 655 WITTHILL RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .164 AC |
| Legal Subdivision | PARK HILL |
| Legal Block | 4305 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records · APN 51-04305-0000-00025
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 WITTHILL RD, RIDGEWOOD, NJ 07450-5303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 19, 2019 | Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on Record |
| Deed Sale | Sep 19, 2019 · Amount on Record |
| Prior Sale | Dec 13, 2010 · Amount on Record |
| Deed Document Number | 201962262 |
| Deed Book / Page | 3353 / 1491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 655 WITTHILL RD, RIDGEWOOD, NJ 07450-5303 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0045970977 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 4597/977 |
| Instrument | 2022024701 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 19, 2019 |
| Property Address | 655 WITTHILL RD, RIDGEWOOD, NJ 07450-5303 |
| Document Number | 0033531491 |
| Book / Page | 3353 / 1491 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 19-062262 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 WITTHILL RD, RIDGEWOOD VILLAGE, NJ |
| Document Number | 1906226201 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 19-062262.01 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Aug 01, 2029 |
| Max Rate At Change | 2.2% |
| Index | 1-Month LIBOR |
| Document Number | 0033531491 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 3353/1491 |
| Instrument | 19-062262 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Aug 01, 2029 |
| Index | 1-Month LIBOR |
Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $672,100 (-) Land $300,000 Building $372,100 | $672,100 (-) Land $300,000 Building $372,100 | |
| 2025 | $19,424.00 (+0.74%) | $672,100 (-) Land $300,000 Building $372,100 | $672,100 (-) Land $300,000 Building $372,100 |
| 2024 | $19,282.00 (+4.98%) | ||
| 2023 | $672,100 Land $300,000 Building $372,100 | $672,100 Land $300,000 Building $372,100 | |
| 2022 | $18,368.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030475002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 447 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | RIDGEWOOD WATER serves 61,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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