Bergen County and Ridgewood Village property record for 641 Witthill Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,747 sqft · built 1947 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $875,000 (Dec 2023) |
| Tax Bill | $13,164 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04305-0000-00028 |
| Primary APN | 51-04305-0000-00028 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,747 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 6,839 sqft (0.157 acres) |
| Lot Dimensions | 114 ft deep x 60 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 641 WITTHILL RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .157 AC |
| Legal Subdivision | PARK HILL-RIDGEWOOD |
| Legal Block | 4305 |
| Legal Lot Number | 28 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 641 WITTHILL RD, RIDGEWOOD, NJ 07450-5303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI ATLANTIC HM LOANS |
| Jul 26, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage ATLANTIC HM LOANS |
| Sep 13, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | Jul 26, 2018 · Amount on Record |
| Deed Document Number | 202377323 |
| Deed Book / Page | 5134 / 1279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 1, 2023 |
| Property Address | 641 WITTHILL RD, RIDGEWOOD, NJ 07450-5303 |
| Document Number | 0051341279 |
| Book / Page | 5134 / 1279 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023077323 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 JOHN ST, RIDGEWOOD, NJ 07450-3919 |
| Name | Verified Name |
|---|---|
| Address | 641 WITTHILL RD, RIDGEWOOD, NJ 07450-5303 |
| Document Number | 2023077324 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023077324 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 641 WITTHILL RD, RIDGEWOOD, NJ 07450-5303 |
| Document Number | 0033840865 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2019 |
| Title Company | CARNEGIE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 641 WITTHILL RD RIDGEWOOD NJ 074505303, RIDGEWOOD, NJ 07450-5303 |
| Document Number | 0033840865 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 003384/000865 |
| Instrument | 71289 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 26, 2018 |
| Property Address | 641 WITTHILL RD, RIDGEWOOD, NJ 07450-5303 |
| Document Number | 0030090563 |
| Book / Page | 003009 / 000563 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 53577 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $626.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 641 WITTHILL RD RIDGEWOOD NJ 074505303, RIDGEWOOD, NJ 07450-5303 |
| Document Number | 30090570 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 003009/000570 |
| Instrument | 53577 |
| Name | ATLANTIC HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 641 WITTHILL RD, RIDGEWOOD, NJ 07450-5303 |
| Document Number | 0027450929 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 641 WITTHILL RD RIDGEWOOD NJ 074505303, RIDGEWOOD, NJ 07450-5303 |
| Document Number | 0027450929 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 002745/000929 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $455,500 (-) Land $295,800 Building $159,700 | $455,500 (-) Land $295,800 Building $159,700 | |
| 2025 | $13,164.00 (+0.73%) | $455,500 (-) Land $295,800 Building $159,700 | $455,500 (-) Land $295,800 Building $159,700 |
| 2024 | $13,068.00 (+4.98%) | ||
| 2023 | $455,500 (-) Land $295,800 Building $159,700 | $455,500 (-) Land $295,800 Building $159,700 | |
| 2022 | $12,448.00 (+0.92%) | $455,500 Land $295,800 Building $159,700 | $455,500 Land $295,800 Building $159,700 |
| 2021 | $12,334.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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