Polk County property record for 661 Duncan Cir E, Auburndale, FL 33823 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 955 sqft Living Area |
| Lot Size | 7,584 sqft (0.174 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2026) |
| Tax Bill | $1,988.00 (2025) |
| Primary APN | 25-28-09-321320-001040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 955 sqft Living Area |
| 1st Floor | 955 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Terrazzo Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Other Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 7,584 sqft (0.174 acres) |
| Depth X Width | 101 ft x 75 ft Depth x Width |
| Shed | 1 Shed |
| Porch Area | 265 sqft Porch |
| Utility Building | 80 sqft Utility Building |
| Cooling System | None Cooling |
|---|
| Street Address | 661 DUNCAN CIR E |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-9708 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GROVE ESTATES SECOND ADDITION PB 63 PG 18 BLK 1 LOT 4 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 09 |
| Legal Subdivision | GROVE ESTATES 2ND ADDITION |
| Legal Tract | 321320 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 11604 |
Source: Polk County records · APN 25-28-09-321320-001040
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 661 DUNCAN CIR E, AUBURNDALE, FL 33823-9708 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Woman as her Sole and Separate Property |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Apr 06, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FLORIDA HOUSING FINANCE CORP |
| Aug 09, 2022 | Warranty Deed, Transfer · Balloon Payment SUPLEMEX USA LLC |
| Jul 08, 2022 | Warranty Deed, Construction Loan · Building or Construction Mortgage SUPLEMEX USA LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2026 · Amount on Record |
| Deed Sale | Apr 06, 2026 · Amount on Record |
| Prior Sale | Aug 09, 2022 · Amount on Record |
| Deed Doc Number | 202679144 |
| Deed Book / Page | 13944 / 5 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 661 DUNCAN CIR E, AUBURNDALE, FL 33823-9708 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 301 DEEN BLVD, AUBURNDALE, FL 33823-2540 |
| Document Number | 0000229641 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 12854/1883 |
| Instrument | 2023229641 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.87% |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 8.87% |
| Max Rate At Change | 13.8% |
| Index | SOFR Average 30-Day |
| Margin | 4 |
| Max Rate | 13.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 06, 2026 |
| Property Address | 661 DUNCAN CIR E, AUBURNDALE, FL 33823-9708 |
| Document Number | 0000079144 |
| Book / Page | 13944 / 5 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202679144 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | WEST ORANGE TITLE INC, WEST ORANGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 661 DUNCAN CIR E, AUBURNDALE, FL 33823-9708 |
| Investor | Possibly a Property Investor |
| Document Number | 0000079146, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 202679146 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000079147, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 13944/20 |
| Instrument | 202679147 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Apr 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 09, 2022 |
| Property Address | 661 DUNCAN CIR E, AUBURNDALE, FL 33823-9708 |
| Document Number | 0000216448 |
| Book / Page | 12372 / 2035 |
| Map Reference | MB 63 PG 18 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022216448 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | AMZ TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,083.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13352 CANOPY GROVE DR APT 106, 13352, TAMPA, FL 33625-4037 |
| Name | Verified Name |
|---|---|
| Address | 1408 HAMLIN AVE, SAINT CLOUD, FL 34771-8588 |
| Document Number | 0000216449 |
|---|---|
| Date | Aug 09, 2022 |
| Instrument | 2022216449 |
| Name | SUPLEMEX USA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 01, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 08, 2022 |
| Property Address | 661 DUNCAN CIR E, AUBURNDALE, FL 33823-9708 |
| Document Number | 0000186689 |
| Book / Page | 12330 / 1860 |
| Map Reference | MB 63 PG 18 |
| Instrument Date | Jul 06, 2022 |
| Instrument | 2022186689 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 21, 2022 |
| Title Company | AMZ TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1346 LAKE SHORE DR, 1346, CROPWELL, AL 35054-4512 |
| Name | Verified Name |
|---|---|
| Address | 13352 CANOPY GROVE DR APT 106, 106, TAMPA, FL 33625-4037 |
| Document Number | 0123301862 |
|---|---|
| Date | Jul 08, 2022 |
| Instrument | 12330/1862 |
| Name | SUPLEMEX USA LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 01, 2023 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,988.00 (-26.94%) | $153,834 (-2.43%) Land $16,000 Building $137,834 | $153,834 (-2.43%) Land $16,000 Building $137,834 |
| 2024 | $2,721.00 (+6.41%) | ||
| 2023 | $2,557.00 (+84.62%) | $157,665 (+10.78%) Land $15,500 Building $142,165 | $157,665 (+10.78%) Land $15,500 Building $142,165 |
| 2022 | $1,385.00 | $142,324 Land $13,000 Building $129,324 | $142,324 Land $13,000 Building $129,324 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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