650 Duncan Cir E, Auburndale, FL 33823 Property Records

Polk County property record for 650 Duncan Cir E, Auburndale, FL 33823

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 956 sqft · built 1976
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Oct 2006)
Tax Bill$2,060 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2022 Transfer
Flood ZoneZone X (minimal risk)
APN25-28-09-321320-002050

Property Details

APN / Parcel Number

Primary APN25-28-09-321320-002050
Alternative APNs
  • 092825321320002050
  • 92825000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area956 sqft Living Area
1st Floor Area956 sqft
Utility RoomUtility Room
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
View / LotCommercial/Industrial

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area266 sqft
Shed1 Shed
Utility Building90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address650 DUNCAN CIR E
CityAUBURNDALE
StateFL
Zip33823-9713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description*DEED APPEARS IN ERROR* GROVE ESTATES SECOND ADDITION PB 63 PG 18 BLK 2 LOT 5
Legal Range25E
Legal Township28S
Legal Section09
Legal SubdivisionGROVE ESTATES 2ND ADDITION
Legal Tract321320
Legal Block2
Legal Lot Number5
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1003
Census Tract11604

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address650 DUNCAN CIR E, AUBURNDALE, FL 33823-9713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Nov 1, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2006 · Amount on Record
Deed SaleOct 10, 2006 · Amount on Record
Prior SaleSep 30, 1999 · Amount on Record
Deed Document Number2006248473
Deed Book / Page7006 / 770
Prior Transfer DateFeb 13, 1995
Prior Transfer Doc3497001435
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateMay 18, 2026
Property Address650 DUNCAN CIR E, AUBURNDALE, FL 33823-9713
Document Number0000117863
Book / Page14001 / 1676
Instrument DateMay 9, 2026
Instrument2026117863
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 DUNCAN CIR E, AUBURNDALE, FL 33823-9713
InvestorPossibly a Property Investor

Mortgage

Document Number0000117863,
DateMay 18, 2026
Book Page14001/1676
Instrument2026117863
Lender
NameNEWREZ LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate5.74%
Initial TypeFixed Rate
Max Rate-1%

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateNov 1, 2022
Property Address650 DUNCAN CIR E, AUBURNDALE, FL 33823-9713
Document Number0000287369
Book / Page12470 / 1010
Map ReferenceMB 63 PG 18
Instrument DateNov 1, 2022
Instrument2022287369
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address594 DUNCAN CIR W, 594, AUBURNDALE, FL 33823-9814

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 DUNCAN CIR E, AUBURNDALE, FL 33823-9713

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,060.00 (-20.52%)$159,337 (-1.3%) Land $16,000 Building $143,337$159,337 (-1.3%) Land $16,000 Building $143,337
2023$2,592.00 (+43.76%)$161,428 (+11.83%) Land $15,500 Building $145,928$161,428 (+11.83%) Land $15,500 Building $145,928
2022$1,803.00$144,356 Land $13,000 Building $131,356$144,356 Land $13,000 Building $131,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUBURNDALE
serves 35,239 people · EPA ID FL6530090
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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