655 Duncan Cir E, Auburndale, FL 33823 Property Records

Polk County property record for 655 Duncan Cir E, Auburndale, FL 33823 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1975
Square Footage	1,763 sqft Living Area
Lot Size	7,579 sqft (0.174 acres)
Garage	Carport, 2,010 sqft
Last Sale	$139,000 (2018)
Tax Bill	$2,694.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`25-28-09-321320-001050`
Alternative APNs	`092825321320001050` `92825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,763 sqft Living Area
1st Floor	1,169 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,579 sqft (0.174 acres)
Depth X Width	101 ft x 75 ft Depth x Width
Garage Type	Carport Garage
Garage Area	2,010 sqft Garage
Carport	Carport
Carport Area	2,010 sqft Carport
Shed	1 Shed
Porch Area	648 sqft Porch
Utility Building	77 sqft Utility Building

Utilities and HVAC

Cooling System	None Cooling

Location & Zoning

Street Address	655 DUNCAN CIR E
City	AUBURNDALE
State	FL
Zip	33823-9708
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GROVE ESTATES SECOND ADDITION PB 63 PG 18 BLK 1 LOT 5
Legal Range	25E
Legal Township	28S
Legal Section	09
Legal Subdivision	GROVE ESTATES 2ND ADDITION
Legal Tract	321320
Legal Block	1
Legal Lot Number	5
Jurisdiction	POLK FL
Minor Civil Division	LAKELAND
Census Blockgroup	1
Census Block	1001
Census Tract	11604

Owner

Source: Polk County records · APN 25-28-09-321320-001050

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	650 DUNCAN CIR E, AUBURNDALE, FL 33823-9713
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Deed Doc Number	2018261508
Deed Book / Page	10700 / 1776
Record Refreshed	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 18, 2018
Property Address	655 DUNCAN CIR E, AUBURNDALE, FL 33823-9708
Document Number	0107001776
Book / Page	010700 / 001776
Instrument Date	Dec 12, 2018
Instrument	261508
Transaction Type	Transfer
Record Updated	Jan 03, 2019
Title Company	SMART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	655 DUNCAN CIR E AUBURNDALE FL 338239708, AUBURNDALE, FL 33823-9708

Mortgage

Document Number	107001778
Date	Dec 18, 2018
Book Page	010700/001778
Instrument	261509

Lender

Name	LANDMARK MORTGAGE & ASSOCIATES INC
Type	Bank
Address	LAKELAND, FL 33801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,694.00 (-9.23%)	$207,633 (-2.82%)	$209,601 (-1.9%) Land $16,000 Building $193,601
2023	$2,968.00 (+10.42%)	$213,650 (+15.67%) Land $15,500 Building $198,150	$213,650 (+15.67%) Land $15,500 Building $198,150
2022	$2,688.00	$184,709 Land $13,000 Building $171,709	$184,709 Land $13,000 Building $171,709

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.