660 Settlers Trl, Mars Hill, NC 28754 Property Records

Madison County property record for 660 Settlers Trl, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,750 sqft · built 2009
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Apr 2023)
Tax Bill	$3,102 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9746-15-4324`

Property Details

APN / Parcel Number

Primary APN	`9746-15-4324`
Alternative APNs	`9746154324 0022995` `22995`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,750 sqft Heated Area
1st Floor Area	660 sqft
Attic	Attic
Attic Area	465 sqft
Basement Area	1,590 sqft
Finished Basement	500 sqft
Unfinished Basement	1,090 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Garage Area	530 sqft
Porch	Patio
Porch Area	90 sqft
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump

Location & Zoning

Street Address	660 SETTLERS TRL
City	MARS HILL
State	NC
Zip	28754-9140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	SETTLERS COVE LO:22 PL:5-412
Legal Subdivision	SETTLERS COVE
Legal Block	15
Legal Lot Number	22
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	1
Census Block	1044
Census Tract	10602

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	660 SETTLERS TRL, MARS HILL, NC 28754-9140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 25, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on Record
Deed Sale	Apr 19, 2023 · Amount on Record
Prior Sale	Nov 9, 2007 · Amount on Record
Deed Document Number	2023350492
Deed Book / Page	771 / 45
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Apr 19, 2023
Property Address	660 SETTLERS TRL, MARS HILL, NC 28754-9140
Document Number	0007710045
Book / Page	771 / 45
Map Reference	MB 5 PG 412
Instrument Date	Apr 14, 2023
Instrument	350492
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	695 PARK DR, MARS HILL, NC 28754-6168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 SETTLERS TRL, MARS HILL, NC 28754-9140

Mortgage

Document Number	0000350493
Date	Apr 19, 2023
Instrument	350493

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON NC
Recording Date	Mar 25, 2022
Property Address	660 SETTLERS TRL, MARS HILL, NC 28754-9140
Document Number	0007460451
Book / Page	746 / 451
Map Reference	MB 5 PG 412
Instrument Date	Mar 17, 2022
Instrument	346044
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1014 WINDSOR DR, 1014, ASHEVILLE, NC 28803-2155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 SETTLERS TRL, MARS HILL, NC 28754-9140

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,102.00 (-31.14%)	$649,414 (-) Land $68,665 Building $580,749	$649,414 (-) Land $68,665 Building $580,749
2024	$4,505.00	$649,414 (+29.19%) Land $68,665 Building $580,749	$649,414 (+29.19%) Land $68,665 Building $580,749
2023		$502,696 Land $62,423 Building $440,273	$502,696 Land $62,423 Building $440,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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