588 Settlers Trl, Mars Hill, NC 28754 Property Records

Madison County property record for 588 Settlers Trl, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	3 ba · 6,213 sqft · built 2015
Lot Size	2.17 acres (94,525 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,029 (2025)
Deeds & Mortgages	Sep 2026 Sale Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9746-15-2458`

Property Details

APN / Parcel Number

Primary APN	`9746-15-2458`
Alternative APN	`22996`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	6,213 sqft Heated Area
1st Floor Area	2,485 sqft
Basement Area	2,485 sqft
Finished Basement	2,485 sqft
Unfinished Basement	1,242 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	94,525 sqft (2.17 acres)
Garage Area	480 sqft
Porch	Patio
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump

Location & Zoning

Street Address	588 SETTLERS TRL
City	MARS HILL
State	NC
Zip	28754-9145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Block	15
Jurisdiction	MADISON NC
Township / Civil Division	3, MARS HILL
Census Block Group	1
Census Block	1044
Census Tract	10602

Owner

Source: Madison County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	588 SETTLERS TRL, MARS HILL, NC 28754-9145
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 21, 2018	Deed of Trust, Mortgage · Line of Credit HOMETRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Sep 11, 2026
Property Address	588 SETTLERS TRL, MARS HILL, NC 28754-9145
Document Number	0000363105
Book / Page	841 / 438
Instrument Date	Sep 1, 2026
Instrument	2026363105
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	588 SETTLERS TRL, MARS HILL, NC 28754-9145

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	MARS HILL, NC 28754
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007410027
Date	Jan 19, 2022
Book Page	741/27
Instrument	345081

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	MARS HILL, NC 28754
Document Number	0006470047
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	588 SETTLERS TRL MARS HILL NC 287549145, MARS HILL, NC 28754-9145

Mortgage

Document Number	0006470047
Date	Mar 26, 2018
Book Page	000647/000047
Instrument	328494

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802-0010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,029.00	$1,077,660 (+39.89%) Land $119,198 Building $958,462	$1,077,660 (+39.89%) Land $119,198 Building $958,462
2023		$770,337 Land $92,108 Building $678,229	$770,337 Land $92,108 Building $678,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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