Madison County property record for 643 Settlers Trl, Mars Hill, NC 28754
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Company Name on File |
| Last Sale | $68,000 (Nov 2024) |
| Tax Bill | $496 (2025) |
| Deeds & Mortgages | Nov 2024 Sale Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9746-15-6444 |
| Primary APN | 9746-15-6444 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 12 Plumbing Fixtures |
|---|---|
| Basement Area | 2,079 sqft |
| Unfinished Basement | 2,079 sqft |
| Lot Area | 43,996 sqft (1.01 acres) |
|---|
| Street Address | 643 SETTLERS TRL |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-9140 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-A |
| Legal Description | SETTLERS COVE LO:6 PH:2 PL:5-412 |
| Legal Subdivision | SETTLERS COVE |
| Legal Phase | 2 |
| Legal Block | 15 |
| Legal Lot Number | 6 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 3, MARS HILL |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10602 |
643 Settlers Trl, residential vacant land, is owned by a company that bought it in November 2024.
Source: Madison County records, as of June 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1979 LONG BRANCH RD, MARSHALL, NC 28753-4566 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2024 | Warranty Deed, Transfer |
| Jan 15, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2024 · Amount on File |
| Deed Sale | Nov 25, 2024 · Amount on File |
| Prior Sale | Jan 15, 2021 · Amount on File |
| Deed Document Number | 2024356502 |
| Deed Book / Page | 803 / 316 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Nov 25, 2024 |
| Property Address | 643 SETTLERS TRL, MARS HILL, NC 28754-9140 |
| Document Number | 0008030316 |
| Book / Page | 803 / 316 |
| Map Reference | MB 5 PG 412 |
| Instrument Date | Nov 12, 2024 |
| Instrument | 356502 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $136.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 645 SETTLERS TRL, MARS HILL, NC 28754-9140 |
| Name | Verified Name |
|---|---|
| Address | 1979 LONG BRANCH RD, MARSHALL, NC 28753-4566 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Jan 15, 2021 |
| Property Address | MARS HILL, NC 28754 |
| Document Number | 0007100303 |
| Book / Page | 000710 / 000303 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 339789 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $72.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 645 SETTLERS TRL MARS HILL NC 287549140, MARS HILL, NC 28754-9140 |
The 2025 property tax bill for 643 Settlers Trl was $496.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $496.00 | $70,266 Land $70,266 | $70,266 Land $70,266 |
| 2023 | $57,491 Land $57,491 | $57,491 Land $57,491 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Settlers Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Settlers Trl is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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