660 Edgewater Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 660 Edgewater Dr, Spring Lake, MI 49456 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,180 sqft · built 1986
Lot Size	3.09 acres (134,747 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Aug 2022)
Tax Bill	$8,488 (2025)
Deeds & Mortgages	Apr 2024 Transfer Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-23-110-018`

Property Details

APN / Parcel Number

Primary APN	`70-03-23-110-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,180 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	134,747 sqft (3.09 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	660 EDGEWATER DR
City	SPRING LAKE
State	MI
Zip	49456-2172
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 18 EDGEWATER PLACE CONDOMINIUM, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 1107 PAGES 198-250
Legal Range	16W
Legal Township	08N
Legal Section	23
Legal Subdivision	CONDOMINIUM SUBD
Legal Block	110
Legal Unit	18
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	4
Census Block	4005
Census Tract	21100

Owner

Source: Ottawa County records · APN 70-03-23-110-018

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	660 EDGEWATER DR, SPRING LAKE, MI 49456-2172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2024	Intrafamily Transfer, Transfer
Aug 02, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Nov 09, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Jan 03, 2017	Warranty Deed, Transfer FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2022 · Amount on Record
Deed Sale	Aug 02, 2022 · Amount on Record
Prior Sale	Nov 09, 2020 · Amount on Record
Deed Document Number	202227898
Last Transfer Date	Mar 27, 2024
Transfer Doc	20240007540
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Apr 02, 2024
Property Address	660 EDGEWATER DR, SPRING LAKE, MI 49456-2172
Document Number	20240007540
Map Reference	LB 1107 PG 198
Instrument Date	Mar 27, 2024
Instrument	2024-0007540
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 EDGEWATER DR, SPRING LAKE, MI 49456-2172

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 02, 2022
Property Address	660 EDGEWATER DR, SPRING LAKE, MI 49456-2172
Document Number	20220027898
Map Reference	LB 1107 PG 198
Instrument Date	Aug 01, 2022
Instrument	2022-0027898
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 EDGEWATER DR, 660, SPRING LAKE, MI 49456-2172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 PINESBORO DR NE, GRAND RAPIDS, MI 49525-3029

Mortgage

Document Number	20220027899
Date	Aug 02, 2022
Instrument	2022-0027899

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 09, 2020
Property Address	660 EDGEWATER DR, SPRING LAKE, MI 49456-2172
Document Number	20200050054
Map Reference	LB 1107 PG 198
Instrument Date	Nov 02, 2020
Instrument	2020-0050054
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 EDGEWATER DR, 660, SPRING LAKE, MI 49456-2172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17363 WHISPERING SANDS CT, WEST OLIVE, MI 49460-9534

Mortgage

Document Number	20200050055
Date	Nov 09, 2020
Instrument	2020-0050055

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 03, 2017
Property Address	660 EDGEWATER DR, SPRING LAKE, MI 49456-2172
Document Number	20170000118
Map Reference	LB1107 PG198
Instrument Date	Dec 22, 2016
Instrument	2017-0000118
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4644 WINDSOR HILL DR, 4644, HUDSONVILLE, MI 49426-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14348 WOODHAVEN CT, GRAND HAVEN, MI 49417-9331

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,200 (+10.15%)	$438,400 (+10.15%)
2025	$8,488.00 (+37.48%) Homeowner's exemption	$199,000 (+6.82%)	$398,000 (+6.82%)
2023		$186,300	$372,600
2022	$6,174.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390211004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1986–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2020, rainfall accumulation
Claims By Storm	Severe Storms & Flooding, Sep 1986 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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