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658 Edgewater Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 658 Edgewater Dr, Spring Lake, MI 49456

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 896 sqft · built 1986
Lot Size3.09 acres (134,747 sqft)
OwnerIndividual Name on File
Last Sale$389,900 (Dec 2021)
Tax Bill$280 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jun 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN70-03-23-110-017

Property Details

APN / Parcel Number

Primary APN70-03-23-110-017

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area896 sqft Living Area
1st Floor Area896 sqft
Basement Area896 sqft
Unfinished Basement896 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment
Lot Area134,747 sqft (3.09 acres)
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address658 EDGEWATER DR
CitySPRING LAKE
StateMI
Zip49456-2172
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeMFR-A
Legal DescriptionUNIT 17 EDGEWATER PLACE CONDOMINIUM, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 1107 PAGES 198-250
Legal Range16W
Legal Township08N
Legal Section23
Legal SubdivisionCONDOMINIUM SUBD
Legal Block110
Legal Unit17
JurisdictionOTTAWA MI
Township / Civil DivisionSPRING LAKE
Census Block Group4
Census Block4005
Census Tract21100

Owner

Source: Ottawa County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address658 EDGEWATER DR, SPRING LAKE, MI 49456-2172
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Warranty Deed, Transfer · Land Contract
MORTGAGE 1 INC
Jun 26, 2017Deed of Trust, Mortgage · Line of Credit
MICHIGAN STATE UNIVERSITY FCU
Feb 28, 2020Intrafamily Transfer, Transfer
Jun 29, 2018Warranty Deed, Transfer
BELL TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 6, 2021 · Amount on Record
Deed SaleDec 6, 2021 · Amount on Record
Prior SaleJun 29, 2018 · Amount on Record
Deed Document Number202159857
Prior Transfer DateFeb 10, 2020
Prior Transfer Doc0000007684
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateDec 6, 2021
Property Address658 EDGEWATER DR, SPRING LAKE, MI 49456-2172
Document Number20210059857
Map ReferenceLB 1107 PG 198
Instrument DateNov 22, 2021
Instrument2021-0059857
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address658 EDGEWATER DR, 658, SPRING LAKE, MI 49456-2172

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address658 EDGEWATER DR, SPRING LAKE, MI 49456-2172

Mortgage

Document Number20210059858
DateDec 6, 2021
Instrument2021-0059858
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeLand Contract
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA MI
Property Address658 EDGEWATER DR, SPRING LAKE, MI 49456-2172
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170023090
DateJun 26, 2017
Instrument2017-0023090
Lender
NameMICHIGAN STATE UNIVERSITY FCU
TypeCredit Union
AddressEAST LANSING, MI 48823
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA MI
Recording DateFeb 28, 2020
Property Address658 EDGEWATER DR, SPRING LAKE, MI 49456-2172
Document Number20200007684
Map ReferenceLB 1107 PG 198-250
Instrument DateFeb 10, 2020
Instrument2020-0007684
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4328 REDFIELD CT SW, GRANDVILLE, MI 49418-3056

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateJun 29, 2018
Property Address658 EDGEWATER DR, SPRING LAKE, MI 49456-2172
Document Number20180022849
Map ReferenceLB1107 PG198-250
Instrument DateJun 29, 2018
Instrument2018-0022849
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyBELL TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$1,969.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address658 EDGEWATER DR, 658, GRAND RAPIDS, MI 49525

Transferred To (Grantee/Buyer)

NameVerified Name
Address917 W SAVAGE ST, SPRING LAKE, MI 49456

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
County SubdivisionSpring Lake Township
MunicipalitySpring Lake Village
Unified School DistrictSpring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,500$361,000
2025$280.00 (-9.68%)
2022$310.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1986–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING LAKE TOWNSHIP
serves 9,393 people · EPA ID MI0006235
Water SourcePurchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State InspectionNov 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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