Ottawa County property record for 650 Edgewater Dr, Spring Lake, MI 49456
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 904 sqft · built 1986 |
| Lot Size | 3.09 acres (134,747 sqft) |
| Owner | Trust Name on File |
| Last Sale | $386,900 (Oct 2023) |
| Tax Bill | $7,164 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-23-110-013 |
| Primary APN | 70-03-23-110-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 904 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Lot Area | 134,747 sqft (3.09 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 650 EDGEWATER DR |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-2172 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MFR-A |
| Legal Description | UNIT 13 EDGEWATER PLACE CONDOMINIUM, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 1107 PAGES 198-250 CONDOMINIUM SUBDIVISION PLAN NO 87 SEC 23 T8N R16W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 23 |
| Legal Subdivision | CONDOMINIUM SUBD |
| Legal Block | 110 |
| Legal Unit | 13 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21100 |
650 Edgewater Dr, a condominium, is owner-occupied and held in a trust since October 2023.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 650 EDGEWATER DR, SPRING LAKE, MI 49456-2172 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2023 | Warranty Deed, Transfer SELECT TITLE COMPANY |
| Nov 8, 2022 | Warranty Deed, Transfer SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on File |
| Deed Sale | Oct 26, 2023 · Amount on File |
| Prior Sale | Nov 8, 2022 · Amount on File |
| Deed Document Number | 202327385 |
| Prior Transfer Date | Aug 1, 2008 |
| Prior Transfer Doc | 005699/762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 26, 2023 |
| Property Address | 650 EDGEWATER DR, SPRING LAKE, MI 49456-2172 |
| Document Number | 20230027385 |
| Map Reference | LB 1107 PG 198 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2023-0027385 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2023 |
| Title Company | SELECT TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,902.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 EDGEWATER DR, SPRING LAKE, MI 49456-2172 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Nov 8, 2022 |
| Property Address | 650 EDGEWATER DR, SPRING LAKE, MI 49456-2172 |
| Document Number | 20220038722 |
| Map Reference | LB 1107 PG 198 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022-0038722 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2022 |
| Title Company | SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,745.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 650 EDGEWATER DR, 650, SPRING LAKE, MI 49456-2172 |
| Name | Verified Name |
|---|---|
| Address | 4517 ISLAND VIEW DR, FENTON, MI 48430-9147 |
The 2025 property tax bill for 650 Edgewater Dr was $7,164 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,400 (+15.88%) | $386,800 (+15.88%) | |
| 2025 | $7,164.00 Homeowner's exemption | $166,900 | $333,800 |
| 2023 | $157,000 | $314,000 | |
| 2022 | $4,319.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 650 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Edgewater Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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