66 Rock Ledge Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 66 Rock Ledge Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1972
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Apr 2019)
Tax Bill	$988 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0789-04-93-6743`

Property Details

APN / Parcel Number

Primary APN	`0789-04-93-6743`
Alternative APN	`555782133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1972
Construction Type	Wood
Foundation Type	Raised
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	555782133
Street Address	66 ROCK LEDGE RD
City	SPRUCE PINE
State	NC
Zip	28777-5401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALL PINE RIDGE LOT #52
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2044
Census Tract	950400

Owner

Source: Mitchell County assessment roll, APN 0789-04-93-6743, as of January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	66 ROCK LEDGE RD, SPRUCE PINE, NC 28777-5401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Deed Document Number	2019000707
Deed Book / Page	601 / 219
Record Updated	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Apr 25, 2019
Property Address	66 ROCKLEDGE RD, SPRUCE PINE, NC 28777-5401
Document Number	601/219
Book / Page	601 / 219
Map Reference	MB 1 PG 164
Instrument Date	Apr 25, 2019
Instrument	2019000707
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	66 ROCKLEDGE RD, SPRUCE PINE, NC 28777-5401

Mortgage

Document Number	2019000708
Date	Apr 25, 2019
Instrument	2019000708

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2034

Tax Assessment & Valuation

Source: Mitchell County assessment roll as of January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$988.00 (+1.65%)	$154,400 (-) Land $30,000 Building $124,400
2023	$972.00	$154,400 Land $30,000 Building $124,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), as of May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 68 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zito West Holding Fiber · Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0161010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF SPRUCE PINE serves 5,661 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.