29 Rock Ledge Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 29 Rock Ledge Rd, Spruce Pine, NC 28777 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,210 sqft · built 1970
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Mar 2023)
Tax Bill	$1,197 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0789-04-93-8859`

Property Details

APN / Parcel Number

Primary APN	`0789-04-93-8859`
Alternative APNs	`555661178` `555784968`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	555784968
Street Address	29 ROCK LEDGE RD
City	SPRUCE PINE
State	NC
Zip	28777-5401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALL PINE RIDGE LOT #25
Legal Subdivision	TALL PINE RDG
Legal Lot Number	25
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2047
Census Tract	950400

Owner

Source: Mitchell County records · APN 0789-04-93-8859

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	29 ROCK LEDGE RD, SPRUCE PINE, NC 28777-5401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Deed Document Number	2023509
Deed Book / Page	655 / 495
Prior Transfer Date	Apr 30, 2014
Prior Transfer Doc	000547/797
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Mar 24, 2023
Property Address	29 ROCKLEDGE RD, SPRUCE PINE, NC 28777-5401
Document Number	000655/495
Book / Page	655 / 495
Map Reference	MB 1 PG 131
Instrument Date	Mar 21, 2023
Instrument	2023000509
Transaction Type	Transfer
Record Updated	Apr 04, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2516 PINEWAY DR, BURLINGTON, NC 27215-4440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 ROCKLEDGE RD, SPRUCE PINE, NC 28777-5401

Mortgage

Document Number	2023000510
Date	Mar 24, 2023
Instrument	2023000510

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,197.00 (+1.61%)	$187,100 (-) Land $40,000 Building $147,100
2023	$1,178.00	$187,100 Land $40,000 Building $147,100	$187,100 Land $40,000 Building $147,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 54% of North Carolina
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Zito West Holding	Fiber	1,000 / 1,000
Zito West Holding	Cable	400 / 24
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.