Mitchell County property record for 49 Rock Ledge Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,779 sqft · built 1969 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,500 (Jun 2022) |
| Tax Bill | $1,226 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Apr 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0789-04-93-8748 |
| Primary APN | 0789-04-93-8748 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,779 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 16,553 sqft (0.38 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 555784190 |
|---|---|
| Street Address | 49 ROCK LEDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALL PINE RIDGE LOT #26 |
| Legal Subdivision | GOLF COURSE BOUNDARY OF SPRUCE PINE |
| Legal Lot Number | 26 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 950400 |
Source: Mitchell County assessment roll, APN 0789-04-93-8748, as of October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49 ROCK LEDGE RD, SPRUCE PINE, NC 28777-5401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2022 | Warranty Deed, Transfer · FHA Mortgage PRIME MORTGAGE LENDING INC |
| Apr 06, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2022 · Amount on Record |
| Deed Sale | Jun 13, 2022 · Amount on Record |
| Deed Document Number | 20221873 |
| Deed Book / Page | 645 / 236 |
| Prior Transfer Date | Jan 17, 2018 |
| Prior Transfer Doc | 000589/716 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jun 13, 2022 |
| Property Address | 49 ROCKLEDGE RD, SPRUCE PINE, NC 28777-5401 |
| Document Number | 000645/236 |
| Book / Page | 645 / 236 |
| Map Reference | MB 1 PG 131 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2022001873 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 90 DRIES DR, 90, OLD FORT, NC 28762-8796 |
| Name | Verified Name |
|---|---|
| Address | 49 ROCKLEDGE RD, SPRUCE PINE, NC 28777-5401 |
| Document Number | 000645/239 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 645/239 |
| Instrument | 2022001874 |
| Name | PRIME MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | APEX, NC 27502 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 06, 2018 |
| Property Address | 49 ROCKLEDGE RD, SPRUCE PINE, NC 28777-5401 |
| Document Number | 589/716 |
| Book / Page | 589 / 716 |
| Map Reference | MB 1 PG 131 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 2018000555 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 49 ROCKLEDGE RD, SPRUCE PINE, NC 28777-5401 |
Source: Mitchell County assessment roll as of October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,226.00 (+1.57%) | $191,700 (-) Land $40,000 Building $151,700 | |
| 2023 | $1,207.00 | $191,700 Land $40,000 Building $151,700 | $191,700 Land $40,000 Building $151,700 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), as of May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 68 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito West Holding Fiber · Cable | 1,000 / 1,000 |
Source: EPA Safe Drinking Water Information System, water system NC0161010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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