McCreary County property record for 66 Murphy Subdivision Rd, Stearns, KY 42647 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.82 acres (123,275 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Sep 2023) |
| Tax Bill | $2,258 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-00-00-016.02 |
| Primary APN | 107-00-00-016.02 |
|---|---|
| Alternative APN |
|
| Lot Area | 123,275 sqft (2.82 acres) |
|---|
| Street Address | 66 MURPHY SUBDIVISION RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.83 AC & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 960302 |
Source: McCreary County records · APN 107-00-00-016.02
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 66 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK |
| Sep 19, 2023 | Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on Record |
| Deed Sale | Sep 19, 2023 · Amount on Record |
| Prior Sale | Apr 01, 2022 · Amount on Record |
| Deed Document Number | 145823 |
| Deed Book / Page | D235 / 125 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 66 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00M238/159 |
|---|---|
| Date | Apr 01, 2022 |
| Book Page | M238/159 |
| Instrument | 136791 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Sep 19, 2023 |
| Property Address | 66 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6240 |
| Document Number | 00D235/125 |
| Book / Page | D235 / 125 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 145823 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Title Company | FIVE STAR TITLE, FIVE STAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 21, WHITLEY CITY, KY 42653-0021 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 66 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6240 |
| Document Number | 0000145824 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 145824 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,258.00 (-1.48%) | $330,000 (+17.44%) | $330,000 (+17.44%) |
| 2023 | $2,292.00 (+77.67%) | $281,000 (+44.1%) | $281,000 (+44.1%) |
| 2022 | $1,290.00 Homeowner's exemption | $195,000 | $195,000 |
Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 69% of the US · above 82% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 323 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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