258 Murphy Subdivision Rd, Stearns, KY 42647 Property Records

McCreary County property record for 258 Murphy Subdivision Rd, Stearns, KY 42647

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 1996
Lot Size	1.3 acres (57,064 sqft)
Owner	Company Name on Record
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Oct 2023 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-00-00-038.01`

Property Details

APN / Parcel Number

Primary APN	`107-00-00-038.01`
Alternative APN	`15382`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,465 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.3 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	258 MURPHY SUBDIVISION RD
City	STEARNS
State	KY
Zip	42647-6242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT & HSE
Jurisdiction	MCCREARY KY
Township / Civil Division	STEARNS-WHITLEY CITY
Census Block Group	2
Census Block	2032
Census Tract	960302

Owner

Source: McCreary County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1937 SW CERTOSA RD, PORT ST LUCIE, FL 34953-1369
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Special Warranty Deed, Transfer
Jul 15, 2020	Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023
Deed Sale	Oct 13, 2023
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	146351
Deed Book / Page	D235 / 364
Record Updated	Jun 8, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCCREARY KY
Recording Date	Oct 13, 2023
Property Address	258 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6242
Document Number	00D235/364
Book / Page	D235 / 364
Instrument Date	Oct 10, 2023
Instrument	146351
Transaction Type	Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 LARMEE STREET, STEARNS, KY 42647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 LARMEE STREET, STEARNS, KY 42647

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCCREARY KY
Recording Date	Jul 15, 2020
Property Address	258 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6242
Document Number	00D222/796
Book / Page	D222 / 796
Map Reference	DB 93 PG 198
Instrument Date	Jul 8, 2020
Instrument	131274
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 981, STEARNS, KY 42647-0981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 944, PINE KNOT, KY 42635-0944

Mortgage

Document Number	00M226/361
Date	Jul 15, 2020
Book Page	M226/361
Instrument	131275

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,809.00 (-1.47%)	$225,000 (-)	$225,000 (-)
2023	$1,836.00 (+57.06%)	$225,000 (+60.71%)	$225,000 (+60.71%)
2022	$1,169.00	$140,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 81% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Murphy Subdivision Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures