McCreary County property record for 53 Murphy Subdivision Rd, Stearns, KY 42647 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,674 sqft · built 1972 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Apr 2026) |
| Tax Bill | $409 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-00-00-034.00 |
| Primary APN | 107-00-00-034.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,674 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Rolling |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 147 sqft |
| Heating System | Radiant |
|---|---|
| Water Source | Commercial |
| Street Address | 53 MURPHY SUBDIVISION RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.45 AC & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 960302 |
Source: McCreary County records · APN 107-00-00-034.00
Assessment roll updated January 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 53 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Deed Document Number | 2026159058 |
| Deed Book / Page | 244 / 545 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Apr 21, 2026 |
| Property Address | 53 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6240 |
| Document Number | 0000159058 |
| Book / Page | 244 / 545 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.159058 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,685.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 MURPHY SUBDIVISION RD, STEARNS, KY 42647-6240 |
| Document Number | 0000159060, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 2026.159060 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: McCreary County records · Assessment roll updated January 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $409.00 (-6.41%) | $100,000 (-) | $100,000 (-) |
| 2023 | $437.00 Homeowner's exemption | $100,000 | $100,000 |
Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 68% of the US · above 82% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 357 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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