Schenectady County and Schenectady City property record for 66 James St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,392 sqft · built 1910 |
| Lot Size | 0.083 acres (3,638 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,136 (Mar 2019) |
| Tax Bill | $4,239 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-3-15 |
| Primary APN | 421500 49.68-3-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,638 sqft (0.083 acres) |
| Lot Dimensions | 107 ft deep x 34 ft wide |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 214 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 66 JAMES ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.68-3-15
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 66 JAMES ST, SCHENECTADY, NY 12304-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE CORP |
| Mar 25, 2019 | Deed, Transfer · FHA Mortgage HUNT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on Record |
| Deed Sale | Mar 25, 2019 · Amount on Record |
| Deed Document Number | 201912859 |
| Deed Book / Page | 2007 / 919 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 66 JAMES ST, SCHENECTADY, NY 12304-1306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 66 JAMES ST, SCHENECTADY, NY 12304-1306 |
| Document Number | 0000022393 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 5368/154 |
| Instrument | 202422393 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 25, 2019 |
| Property Address | 66 JAMES ST, SCHENECTADY, NY 12304-1306 |
| Document Number | 0000012859 |
| Book / Page | 2007 / 919 |
| Instrument Date | Feb 01, 2019 |
| Instrument | 201912859 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1165 ALTER WAY, 1165, BROOMFIELD, CO 80020-1032 |
| Name | Verified Name |
|---|---|
| Address | 1507 ALBANY ST, SCHENECTADY, NY 12304-2801 |
| Document Number | 0000012862 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 4901/158 |
| Instrument | 201912862 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | LANCASTER, NY 14086 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,239.00 (+5.42%) | $81,400 (-) Land $12,200 Building $69,200 | $134,791 (+30.82%) Land $20,202 Building $114,589 |
| 2023 | $81,400 (-) Land $12,200 Building $69,200 | $103,038 (+3.8%) Land $15,443 Building $87,595 | |
| 2022 | $81,400 Land $12,200 Building $69,200 | $99,268 Land $14,878 Building $84,390 | |
| 2021 | $4,021.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 217 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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