55 James St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 55 James St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,407 sqft · built 1910
Lot Size0.077 acres (3,360 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Nov 2000)
Tax Bill$3,798 (2026)
Flood ZoneZone X (minimal risk)
APN421500 49.68-2-33

Property Details

APN / Parcel Number

Primary APN421500 49.68-2-33
Alternative APN
  • 150004906800020330000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,407 sqft Living Area
1st Floor Area735 sqft
2nd Floor Area672 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area3,360 sqft (0.077 acres)
Lot Dimensions96 ft deep x 35 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area232 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address55 JAMES ST
CitySCHENECTADY
StateNY
Zip12304-1305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block2
Legal Lot Number33.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3003
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55 JAMES ST, SCHENECTADY, NY 12304-1305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2000 · Amount on Record
Deed SaleNov 22, 2000 · Amount on Record
Deed Book / Page1590 / 581
Prior Transfer DateOct 3, 1997
Prior Transfer Doc1528000399
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,798.00 (+4.37%) Homeowner's exemption
2025$3,639.00 (+10.78%)$78,300 (-) Land $11,700 Building $66,600$129,657 (+30.82%) Land $19,374 Building $110,283
2023$78,300 (-) Land $11,700 Building $66,600$99,114 (+3.8%) Land $14,810 Building $84,304
2022$78,300 Land $11,700 Building $66,600$95,488 Land $14,268 Building $81,220
2021$3,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on James St

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