Schenectady County and Schenectady City property record for 74 James St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,440 sqft · built 1920 |
| Lot Size | 0.082 acres (3,604 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Jan 2010) |
| Tax Bill | $4,236 (2026) |
| Deeds & Mortgages | Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-3-17 |
| Primary APN | 421500 49.68-3-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,604 sqft (0.082 acres) |
| Lot Dimensions | 106 ft deep x 34 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 74 JAMES ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 17.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20700 |
74 James St is owned and occupied by two individuals who bought it in January 2010.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 74 JAMES ST, SCHENECTADY, NY 12304-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2010 · Amount on File |
| Deed Sale | Jan 11, 2010 · Amount on File |
| Prior Sale | May 23, 2001 · Amount on File |
| Deed Document Number | 20101443 |
| Deed Book / Page | 1814 / 240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 13, 2021 |
| Property Address | 74 JAMES ST, SCHENECTADY, NY 12304-1306 |
| Document Number | 0000001632 |
| Book / Page | 002049 / 000963 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 1632 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 JAMES ST SCHENECTADY NY 123041306, SCHENECTADY, NY 12304-1306 |
The 2026 property tax bill for 74 James St was $4,236, up 2.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,236.00 (+2.57%) | ||
| 2025 | $4,130.00 | $75,300 Land $11,300 Building $64,000 | $124,690 Land $18,712 Building $105,978 |
| 2023 | $75,300 (-) Land $11,300 Building $64,000 | $95,316 (+3.8%) Land $14,304 Building $81,012 | |
| 2022 | $75,300 Land $11,300 Building $64,000 | $91,829 Land $13,780 Building $78,049 | |
| 2021 | $3,892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 74 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 74 James St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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