Worcester County and Gardner City property record for 66 Euclid St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,346 sqft · built 1930 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Apr 2024) |
| Tax Bill | $4,276 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Dec 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:L-27 B:0006 L:0021 |
| Primary APN | M:L-27 B:0006 L:0021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,346 sqft Living Area |
| Gross Area | 2,834 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 66 EUCLID ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1975 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 12 |
| Legal Lot Number | 21 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 707400 |
66 Euclid St is owned and occupied by two individuals who bought it in April 2024.
Source: Worcester County and Gardner City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 66 EUCLID ST, GARDNER, MA 01440-1975 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Dec 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Jan 17, 2020 | Quit Claim Deed, Transfer · FHA Mortgage KELLER MORTGAGE LLC |
| Oct 11, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 29, 2017 | Quit Claim Deed, Transfer FIDELITY COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2024 · Amount on File |
| Deed Sale | Apr 11, 2024 · Amount on File |
| Prior Sale | Dec 16, 2021 · Amount on File |
| Deed Book / Page | 70386 / 336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Apr 11, 2024 |
| Property Address | 66 EUCLID ST, GARDNER, MA 01440-1975 |
| Document Number | 070386-336 |
| Book / Page | 70386 / 336 |
| Instrument Date | Apr 11, 2024 |
| Instrument | 202400026463 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 66 EUCLID ST, GARDNER, MA 01440-1975 |
| Document Number | 202400026464 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 202400026464 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Dec 16, 2021 |
| Property Address | 66 EUCLID ST, GARDNER, MA 01440-1975 |
| Document Number | 066764-155 |
| Book / Page | 66764 / 155 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 176099 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 66 EUCLID ST, GARDNER, MA 01440-1975 |
| Document Number | 0000176100 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 176100 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jan 17, 2020 |
| Property Address | 66 EUCLID ST, GARDNER, MA 01440-1975 |
| Document Number | 61759-248 |
| Book / Page | 61759 / 248 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 5437 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7333 AVALON DR, ACTON, MA 01720-3463 |
| Document Number | 5438 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 5438 |
| Name | KELLER MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Oct 11, 2019 |
| Property Address | 66 EUCLID ST, GARDNER, MA 01440-1975 |
| Document Number | 61215-111 |
| Book / Page | 061215 / 000111 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 107123 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 WACHUSETT RD GARDNER MA 014404120, GARDNER, MA 01440-4120 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jun 29, 2017 |
| Property Address | 66 EUCLID ST, GARDNER, MA 01440-1975 |
| Document Number | 57344-322 |
| Book / Page | 57344 / 322 |
| Instrument | 68524 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29.31 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 66 EUCLID ST, GARDNER, MA 01440-1975 |
| Document Number | 573440324 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 57344/0324 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2047 |
The 2026 property tax bill for 66 Euclid St was $4,276, up 9,844.2% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,276.00 (+9,844.19%) | $310,500 (+2.17%) Land $72,200 Building $238,300 | $339,016 (+10.65%) |
| 2025 | $43.00 (-99.01%) | $303,900 (+4.36%) Land $65,600 Building $238,300 | $306,375 |
| 2024 | $4,365.00 (+8.99%) | $291,200 (+17.28%) Land $59,700 Building $231,500 | |
| 2023 | $4,005.00 | $248,300 Land $58,800 Building $189,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 66 Euclid St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 66 Euclid St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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