Worcester County and Gardner City property record for 55 Euclid St, Gardner, MA 01440
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,600 sqft · built 1900 |
| Lot Size | 0.196 acres (8,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,000 (Aug 2020) |
| Tax Bill | $5,957 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:L-27 B:0039 L:0013 |
| Primary APN | M:L-27 B:0039 L:0013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 3,148 sqft |
| Basement Area | 711 sqft |
| Unfinished Basement | 711 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,550 sqft (0.196 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 55 EUCLID ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1974 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R1 |
| Legal Block | 12 |
| Legal Lot Number | 13 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 707400 |
55 Euclid St, a duplex, is owned by an individual who bought it in August 2020.
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 572, ASHBURNHAM, MA 01430-0572 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Aug 19, 2020 | Quit Claim Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on File |
| Deed Sale | Aug 19, 2020 · Amount on File |
| Prior Sale | Jul 14, 2016 · Amount on File |
| Deed Book / Page | 63059 / 50 |
| Prior Transfer Date | Aug 12, 2020 |
| Prior Transfer Doc | 63059-50 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 55 EUCLID ST, GARDNER, MA 01440-1974 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066733-125 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 66733/125 |
| Instrument | 173882 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Aug 19, 2020 |
| Property Address | 55 EUCLID ST, GARDNER, MA 01440-1974 |
| Document Number | 63059-50 |
| Book / Page | 63059 / 50 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 93204 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 EUCLID ST, GARDNER, MA 01440-1974 |
| Document Number | 93205 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 93205 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 55 Euclid St was $5,957, up 12,310.4% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,957.00 (+12,310.42%) | $432,600 (+28.18%) Land $74,500 Building $358,100 | $398,692 |
| 2025 | $48.00 (-99.04%) | $337,500 (+1.08%) Land $67,700 Building $269,800 | |
| 2024 | $5,005.00 (+8.88%) | $333,900 (+17.16%) Land $61,500 Building $272,400 | |
| 2023 | $4,597.00 | $285,000 Land $60,600 Building $224,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Euclid St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Euclid St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures