Worcester County and Gardner City property record for 65 Euclid St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,115 sqft · built 1912 |
| Lot Size | 0.114 acres (4,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Jun 2022) |
| Tax Bill | $40 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:L-27 B:0038 L:0012 |
| Primary APN | M:L-27 B:0038 L:0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,115 sqft Living Area |
| Gross Area | 2,212 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,950 sqft (0.114 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 65 EUCLID ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | REMI BABINEAU |
| Legal Block | 12 |
| Legal Lot Number | 16 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 EUCLID ST, GARDNER, MA 01440-1974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2022 | Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Jul 17, 2017 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 7, 2022 · Amount on Record |
| Deed Sale | Jun 7, 2022 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Book / Page | 67713 / 95 |
| Transfer Doc | 51797-352 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jun 7, 2022 |
| Property Address | 65 EUCLID ST, GARDNER, MA 01440-1974 |
| Document Number | 0067713-95 |
| Book / Page | 67713 / 95 |
| Instrument Date | Jun 7, 2022 |
| Instrument | 62094 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 65 EUCLID ST, GARDNER, MA 01440-1974 |
| Document Number | 0000062095 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 62095 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Jul 17, 2017 |
| Property Address | 65 EUCLID ST, GARDNER, MA 01440-1974 |
| Document Number | 57429-284 |
| Book / Page | 057429 / 000284 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 75629 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 EUCLID ST GARDNER MA 014401974, GARDNER, MA 01440-1974 |
| Document Number | 57429-287 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 057429/000287 |
| Instrument | 75630 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 16, 2047 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40.00 (-98.95%) | $279,900 (+9.85%) Land $65,500 Building $214,400 | $321,290 |
| 2024 | $3,819.00 (-8.24%) | $254,800 (-1.24%) Land $59,600 Building $195,200 | |
| 2023 | $4,162.00 | $258,000 Land $58,700 Building $199,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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