66 Cunningham Dr, South Hamilton, MA 01982 Property Records

Essex County and Hamilton Town property record for 66 Cunningham Dr, South Hamilton, MA 01982

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,398 sqft · built 2019
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Feb 2020)
Tax Bill	$24,827 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HAMI M:47 B:218`

Property Details

APN / Parcel Number

Primary APN	`HAMI M:47 B:218`
Alternative APN	`741`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,398 sqft Living Area
Gross Area	6,308 sqft
Basement Area	1,384 sqft
Unfinished Basement	1,384 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	71,874 sqft (1.65 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	741
Street Address	66 CUNNINGHAM DR
City	SOUTH HAMILTON
State	MA
Zip	01982-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	218
Legal Lot Number	218
Jurisdiction	HAMILTON MA
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3015
Census Tract	215102

Owner

Source: Essex County and Hamilton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	66 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 7, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020 · Amount on Record
Deed Sale	Feb 7, 2020 · Amount on Record
Deed Book / Page	38248 / 502
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	66 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1816
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040776-515
Date	Mar 8, 2022
Book Page	40776/515
Instrument	20220308004270

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	66 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1816
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039752-424
Date	Apr 9, 2021
Book Page	39752/424
Instrument	20210409006320

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	66 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1816
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042968-508
Date	Sep 25, 2025
Book Page	42968/508
Instrument	20250925002340

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON MA
Recording Date	Feb 7, 2020
Property Address	66 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1816
Document Number	038248-502
Book / Page	38248 / 502
Instrument Date	Feb 7, 2020
Instrument	20200207003350
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 CUNNINGHAM DR, HAMILTON, MA

Mortgage

Document Number	200207003360
Date	Feb 7, 2020
Instrument	200207003360

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2030

Tax Assessment & Valuation

Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Hamilton Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,827.00 (+10.9%)	$1,650,700 (+15.39%) Land $432,500 Building $1,218,200	$1,796,000 (+20.35%)
2025	$22,387.00 (+5.44%)	$1,430,500 (+1.81%) Land $399,800 Building $1,030,700	$1,492,260
2024	$21,231.00 (+2.15%)	$1,405,100 (+10.46%) Land $399,800 Building $1,005,300
2023	$20,784.00	$1,272,000 Land $344,200 Building $927,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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