64 Cunningham Dr, South Hamilton, MA 01982 Property Records

Essex County and Hamilton Town property record for 64 Cunningham Dr, South Hamilton, MA 01982

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1953
Lot Size	0.407 acres (17,742 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Sep 2020)
Tax Bill	$11,229 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HAMI M:47 B:167`

Property Details

APN / Parcel Number

Primary APN	`HAMI M:47 B:167`
Alternative APN	`696`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	3,252 sqft
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,742 sqft (0.407 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	696
Street Address	64 CUNNINGHAM DR
City	SOUTH HAMILTON
State	MA
Zip	01982-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	167
Legal Lot Number	167
Jurisdiction	HAMILTON MA
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3015
Census Tract	215102

Owner

Source: Essex County and Hamilton Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	64 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WINTRUST MORTGAGE
Jun 12, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
May 2, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	May 2, 2018 · Amount on File
Deed Book / Page	38923 / 88
Prior Transfer Date	Sep 3, 2020
Prior Transfer Doc	3892000088
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON MA
Recording Date	Sep 10, 2020
Property Address	64 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1816
Document Number	0038923-88
Book / Page	38923 / 88
Instrument Date	Sep 3, 2020
Instrument	20200910005480
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	64 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1816

Mortgage

Document Number	200910005490
Date	Sep 10, 2020
Instrument	200910005490

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	64 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1816
Document Number	36810-154
Instrument Date	Jun 12, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36810-154
Date	Jun 25, 2018
Book Page	036810/000154
Instrument	18062510

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON MA
Recording Date	May 2, 2018
Property Address	64 CUNNINGHAM DR, SOUTH HAMILTON, MA 01982-1816
Document Number	36689-471
Book / Page	036689 / 000471
Instrument Date	May 2, 2018
Instrument	2001810
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,462.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	64 CUNNINGHAM DR HAMILTON MA 01936, HAMILTON, MA 01936

Mortgage

Document Number	36689-473
Date	May 2, 2018
Book Page	036689/000473
Instrument	2001820

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Hamilton Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,229.00 (+0.18%)	$746,600 (+4.24%) Land $369,300 Building $377,300	$769,725 (+0.88%)
2025	$11,209.00 (+4.61%)	$716,200 (+1%) Land $340,900 Building $375,300	$763,040
2024	$10,715.00 (+14%)	$709,100 (+23.28%) Land $340,900 Building $368,200
2023	$9,399.00	$575,200 Land $309,800 Building $265,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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